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England & Wales · SRA / CLC firms

Flying freehold indemnity insurance

Part of one freehold property lies over, or under, land belonging to another, so structural support and access for repair are not secured by ordinary freehold covenants.

At a glance
Jurisdiction
England & Wales
Lenders covered
0
Handbook
UK Finance · Part 1 & 2

Part 2 of the UK Finance Mortgage Lenders' Handbook is amended by lenders without notice. Check the current version before relying on any requirement described here.

Cover

Loss where support or shelter fails, or where access to carry out repairs cannot be obtained from the neighbouring owner.

Whether a policy is appropriate, and on what terms, is a matter for the conveyancer on the individual title. Premiums, limits of indemnity and exclusions are set by the insurer and are not reproduced here. Where a lender is involved, its own requirements on indemnity policies sit in Part 2 of the Handbook.

Other title indemnity topics

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This page is written for conveyancers and is general information rather than advice on any individual matter. Lender Monitor has no affiliation with the lenders it names, holds no endorsement from them, and is not owned by any of them; their names are reproduced only so that readers can tell which lender's requirements are under discussion.