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England & Wales · SRA / CLC firms

Adoption of road or sewer indemnity insurance

A road or sewer serving the property has not been adopted by the local authority or water undertaker, so responsibility for its upkeep may fall on the frontagers.

At a glance
Jurisdiction
England & Wales
Lenders covered
0
Handbook
UK Finance · Part 1 & 2

Part 2 of the UK Finance Mortgage Lenders' Handbook is amended by lenders without notice. Check the current version before relying on any requirement described here.

Cover

The cost of works or charges levied on the owner to bring an unadopted road or sewer up to adoptable standard.

Whether a policy is appropriate, and on what terms, is a matter for the conveyancer on the individual title. Premiums, limits of indemnity and exclusions are set by the insurer and are not reproduced here. Where a lender is involved, its own requirements on indemnity policies sit in Part 2 of the Handbook.

Other title indemnity topics

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This page is written for conveyancers and is general information rather than advice on any individual matter. Lender Monitor has no affiliation with the lenders it names, holds no endorsement from them, and is not owned by any of them; their names are reproduced only so that readers can tell which lender's requirements are under discussion.