Conveyancing guides
How the legal side of a mortgaged purchase actually works, written plainly. No jargon that is not explained, and no numbers that would be out of date by next year.
If you are buying, selling or remortgaging
- What a mortgage lender panel actually isWhy your lender has a list of approved solicitors, what happens if yours is not on it, and who pays.
- What a conveyancing quote is actually made ofLegal fees, disbursements and the parts of a quote nobody explains. How to compare two quotes properly.
- A local conveyancer, or a national firmThe honest trade-off between a high-street practice and a national conveyancing operation, without a recommendation.
- Conveyancing searches, and what they are forLocal authority, drainage, environmental and the rest. What each search looks for and why the lender wants it.
- Title indemnity insurance, explainedWhat an indemnity policy covers, what it does not, and why a lender will often accept one instead of a cure.
- Adding or removing someone from a propertyWhat a transfer of equity involves when there is a mortgage, and why the lender decides most of it.
- Why your solicitor asks for ID and where the money came fromAnti-money-laundering checks, source of funds, and why the firm that does not ask is the one to worry about.
- Letting a home you have a residential mortgage onConsent to let, what it is not, and what to check before treating a letting as authorised.
If you are running the file
- Redemption statements: what to check before you rely on oneHow to request a redemption figure, what commonly goes wrong with it, and what to check before completing.
- Where a lender’s requirements actually livePart 1 and Part 2 of the UK Finance Mortgage Lenders’ Handbook, and why no site should reprint Part 2.
Then find the firms
Guides explain the process. To find firms working with a particular lender, start from the lender directory or search by location.
An independent service. No lender named on this site owns, endorses or is connected to it, and every lender name here is used purely to identify the lender in question.