Looking for information about your firm's panel status?
The Mortgage Works Solicitor Panel: Recently Asked Questions
Can a firm make a complaint to the CML about being suspended from the The Mortgage Works conveyancing panel?
The Council of Mortgage Lenders is an association rather than a regulator and therefore do not investigate grievances against lenders. You can of course contact Lexsure to see if we can help.
Is there a standard appeals process to prevent solicitors from being unfairly removed them from lender conveyancing panels?
We have come across many solicitors who feel they have been removed from lenders’ panels without an explanation or a good
reason. It is highly unlikely, given that lenders have distanced
themselves from creating a standardised appeals process for
brokers, that an appeals process will be introduced for
lawyers. Commenting on the call by brokers to have a standardised
process the CML said’ “While we understand that some lenders do have
an appeals process, it would not be appropriate for a trade body such
as the CML to seek to be prescriptive about such a process.” Some
lenders do of course set out an appeals policy. The Law Society does
have information on it’s site that may be of assistance. If you would
like to talk to one of our compliance experts about our Lender Panel
Protection Service please click
here.
What sort of information are Lenders such as
The Mortgage Works are asking for when it comes to applying to be on their approved conveyancing panel?
Although not necessarily published, lenders have varying criteria .
We do not hold specific requirements relating to the questions raised as part of the application to be on the
The Mortgage Works conveyancing panel. Typically lenders need to have full knowledge of a firm including (but not limited to):
purchase and remortgage)
List of fee-earners who are foreign qualified
Automated alerting to inform lenders when there is a fundamental change to the firm (e.g. change of management)
Whether the firm has ever applied for accreditation and the outcome of the application
SRA or equivalent regulator registration number where applicable
Summary of annual accounts
Areas of Law covered by the firm
Number of lender conveyancing panels the firm is currently on
Charge registration history
Whether any lender has ever made a claim against the firm’s PII cover
Who do building societies allow to be on their Conveyancing Panels?
In the same way that there is a unique The Mortgage Works
conveyancing panel most building societies, operate a conveyancing
panel for solicitors and other conveyancers that the lender will
instruct. Terms and Conditions and criteria for inclusion on a
building society conveyancing panel vary from lender-to-lender. Having
CQS accreditation may be a requirement. Institutional lenders, such
as a building society, is a client and is entitled to instruct the
solicitor or conveyancer of its choosing (who, in turn, is free to
accept or refuse instructions). Therefore, if lender and borrower
cannot agree which solicitor or conveyancer should represent them
jointly, they would usually proceed on a separate representation
basis. The BSA have not published the equivalent of the UK Finance Lenders’ Handbook
Part 3s.
I have been a solicitor for approximately 20 years with a clean claims history and have been refused acceptance on the
The Mortgage Works conveyancing panel with no explanation. Am I not entitled to to know why?
For most lenders participation on the lender's panel of conveyancers is at the absolute discretion of the the lender. Many lenders reserve the right to accept or reject any application without giving any reason. You should check your original application to join the
The Mortgage Works conveyancing panel to see if you are entitled to a reason.
If my application is successful will CQS accreditation secure my firm’s acceptance on to lenders conveyancing panels?
CQS accreditation gives no guarantee to lender panel acceptance. Nevertheless the Council of Mortgage Lenders have indicated that it is likely to become a prerequisite for firms wishing to join their panels. Some Lenders now use the Conveyancing Quality Scheme accreditation as the starting point for Panel approval such as HSBC.
I am on the
The Mortgage Works
conveyancing panel and scheduled to complete a remortgage shortly. My papers do not include a Legal Charge for the client to sign.
Who do I contact at The Mortgage Works to request substitute deeds?
You need to get in touch with The Mortgage Works
to obtain standard documents. The The Council of Mortgage Lenders Handbook incorporates an explicit inquiry for lenders to reveal who to contact to obtain standard documents.
The Mortgage Works in their Part 2’s state:
Please remember to quote the firm’s The Mortgage Works solicitors panel number.
Find a Lawyer on the The Mortgage Works Solicitor Panel
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Average number of days to register title including a charge in favour of The Mortgage Works
This information relates to purchase only and not remortgages.
Year | Days* |
---|---|
2025 | [no data] |
2024 | [no data] |
2023 | [no data] |
2022 | [no data] |
2021 | [no data] |
2020 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited The Mortgage Works Firms
- Draft Report on Title precedent for The Mortgage Works borrowers
- Draft Anti Money Laundering PolicyTemplate for The Mortgage Works panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the The Mortgage Works lender panel
- Buy-to-Let help for The Mortgage Works
- Consent-to-Let help for The Mortgage Works
- Contractor Mortgages with The Mortgage Works