Looking for information about your firm's panel status?
RBS- First Active Solicitor Panel: Recently Asked Questions
I am on the RBS- First Active conveyancing panel. Can I get an archived copy of a RBS- First Active Part 2 from the CML?
The CML do not maintain data sets of P2 requirements pre-December 2010. We would recommend you make a request of RBS- First Active directly.
Is it true that the Law Society has advised that firms check their status on the
RBS- First Active conveyancing panel?
The Law Society of Scotland has suggested that solicitors should check their panel status with lenders prior to accepting client instructions to act. The advice is lender-agnostic as it does not relate specifically to solicitors on the
RBS- First Active conveyancing panel. The recommendation arises from the practice of a number of mortgage lenders who remove solicitors from their panels without prior notice as part of their panel management system, which can lead to some solicitors discovering this only once instructed. This is sensible advice as a client finding out midway through a transaction that their lawyer is not on the approved lender panel is very frustrating and can lead to complaints. Many online consumer forums contain posts where someone is complaining about finding that their lawyer is not on a lender conveyancing panel. Such forums include moneysavingexpert.com
Do banks such as
RBS- First Active run an independent conveyancing panel for buy to let mortgages?
The majority of lenders do not operate a specific buy to let conveyancing panel but we are hearing about a few that do. We do not know what the position is with
RBS- First Active as at todays date. If you're about to receive instructions from a client on a buy to let purchase with a mortgage from
RBS- First Active we suggest that you call
RBS- First Active to check the position.
In carrying out leasehold title investigations do
RBS- First Active panel solicitors need to examine whether there is an insolvent landlord?
Given that your practice in is on the
RBS- First Active conveyancing panel and you are instructed by them in relation to a leasehold property, you must report to them if it becomes apparent that the landlord is either absent or insolvent. If
RBS- First Active are to lend, they may require indemnity insurance. In any event,you will need to check
RBS- First Active’s specific requirements. Notwithstanding whether
RBS- First Active will lend in such circumstances you still need to advise the borrower (unless you are acting for
RBS- First Active alone) as to the risks of buying a property with an insolvent or absentee freeholder.
My conveyancing assistant has left my firm on short notice.
I urgently need to prioritise making sure that charges are registered. That said, how quickly do I need to send deeds to
RBS- First Active once the charge is registered before my firm runs the risk of being suspended off the conveyancing panel for RBS- First Active?
RBS- First Active will likely expect the deeds to be sent to them within 10 days of you receiving the TID (unless their specific P2 requirements specifically state that they you are not to send them anything). Most COTs refer to complying with the Certificate of Title referred to in IB (3.7) of the SRA Code of Conduct 2011, published by the Law Society which states that you ‘will despatch to you such deeds and documents relating to the Property as you require with a list of them in the form prescribed by you within ten working days of receipt by us of the title information document from the Land Registry’ As to whether the lender will suspend your panel status this very much varies according to the lender’s own internal policies The more cases you have the more risk you face. Some lenders may take action if there records show that the deeds are outstanding for more than 3 matters. The fact is that if you keep within the time frame then you will have more chance of remaining on the
RBS- First Active conveyancing panel.
We had our RBS- First Active panel membership revoked but we have not yet been given a reason as to why.
I am completing a CQS application form what information should I disclose?
In the circumstances please clarify on the application what action you have taken to find out the reasons behind cancellation of your
RBS- First Active panel status.
In particular please provide details if you have received communications from the lender. E.G. before revocation of your panel membership did you receive any letters or calls from the lender informing you as to why they reached this decision?
I am on the
RBS- First Active
conveyancing panel and due to complete a purchase shortly. My papers do not include a Mortgage Deed for the client to execute.
Who do I contact at RBS- First Active to get a duplicate Deed?
You would be advised to communicate with RBS- First Active
to obtain standard documents. The The Council of Mortgage Lenders Handbook incorporates a specific inquiry for lenders to establish who to contact to obtain standard documents.
RBS- First Active in their Part 2’s state:
Don’t forget to disclose your RBS- First Active conveyancing panel reference.
Find a Lawyer on the RBS- First Active Approved Solicitor Panel
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Average number of days to register title including a charge in favour of RBS- First Active
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
| 2020 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited RBS- First Active Firms
- Draft Report on Title precedent for RBS- First Active borrowers
- Draft Anti Money Laundering PolicyTemplate for RBS- First Active panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the RBS- First Active lender panel
- Buy-to-Let help for RBS- First Active
- Consent-to-Let help for RBS- First Active
- Contractor Mortgages with RBS- First Active
