RBS- First Active Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS- First Active offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS- First Active and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently a finacial contractor, 18 months into a 2 contract. the chances of me being moved onto an employed basis are slim. So I suppose my query is, will RBS- First Active even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

What is current approach to contractor mortgages and RBS- First Active? I am a contractor but my hubby has a permanent job. Will RBS- First Active take my salary should we make an application in both our names?

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as RBS- First Active?

I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

The above information is in relation to properties in England and Wales.

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