Having been recommended your web site we were about to appoint conveyancing solicitor in Whitstable found using your comparison tool but stumbled across some other quotes on the internet appear cheaper – how come?
One can find a variety of conveyancers advertising theoretically looks to be very low prices. We would urge you to give due consideration about how important this transaction is to you that you are willing to be penny wise pound foolish with regard to the quality of the conveyancing. Many of them list a budget fee as a headline but bury additional charges in the small print..
As someone clueless as to the Whitstable conveyancing process what’s your top tip you can impart for the legal transfer of property in Whitstable
You may not hear this from too many lawyers but conveyancing in Whitstable or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there is plenty of opportunity for friction between you and others involved in the legal transfer of property. E.g., the vendor, selling agent and on occasion a mortgage company. Appointing a lawyer for your conveyancing in Whitstable an important selection as your conveyancer is your adviser, and is the ONE party in the transaction whose role it is to look after your legal interests and to keep you safe.
Sometimes a potential adversary may try and persuade you that it is in your interests to do things their way. As an example, the estate agent may claim to be helping by suggesting your lawyer is dragging his heels. Or your mortgage broker may tell you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
My wife and I buying a terrace house in Whitstable. The intention is to an extension at the rear at the property.Will the conveyancing process involve enquiries to determine if these alterations are allowed?
Your solicitor should review the registered title as conveyancing in Whitstable can occasionally reveal restrictions in the title deeds which restrict categories of works or need the consent of another owner. Some works require local authority planning consent and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
We had instructed conveyancing lawyers with offices in Whitstable on the Bank of Ireland solicitor approved list. They have just billed me an additional fee for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
Provided it is contained in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. This fee is not set by Bank of Ireland but by your Whitstable conveyancing practitioner. Some firms on the Bank of Ireland panel will quote ’dealing with mortgage’ fee and others do not.
I have decided to exercise my right to buy my property in Whitstable off the council. I have a mortgage agreed with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I am planning on selling our house in Whitstable and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Whitstable conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an internet conveyancing firm as opposed to a conveyancing solicitor in Whitstable. Having lived in Whitstable for three years we know that this is a non issue. Do we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
My wife and I have a semi-detached Victorian property in Whitstable. Conveyancing practitioner represented me and Nationwide Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Whitstable and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who conducted the purchase.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what should have been a quick, chain free conveyancing. Whitstable is the location of the property. What do you suggest?
Flying freeholds in Whitstable are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whitstable you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitstable may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.