Find a Lender-Approved Local Conveyancer in Whitstable

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There is a good reason why you won’t find people saying “if only I would have chosen a cheap nationwide firm”! Go local - instruct a conveyancing solicitor in Whitstable

Whitstable Conveyancing Statistics*

  • 1 Average time from start to moving day was 63 days for conveyancing in Whitstable
  • 2 June was the busiest month and July was the next busiest month while April was the least busiest month of the year for conveyancing in Whitstable
  • 3 86% freehold and 14% leasehold conveyancing in Whitstable for this year to date
  • 4 Average time frame of 38 days for registration of title in Whitstable
  • 5 Average Land Registry Fee for this year to date was £270

Examples of recent conveyancing in Whitstable since December 2022*

Recently asked questions about conveyancing in Whitstable

It is is a decade since I acquired my home in Whitstable. Conveyancing lawyers have now been appointed on the sale but I can't find the deeds. Is this a problem?

Don’t worry too much. Firstly the deeds may be retained by your lender or they may still be with the conveyancers who handled your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Whitstable involves registered property but in the unlikely event that your property is not registered it is more tricky but is not insurmountable.

It has been 2 months since my purchase conveyancing in Whitstable concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the guidance of my in-laws I had a survey completed on a house in Whitstable prior to retaining conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some lenders tend not give a loan on a flying freehold property.

It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you call us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Whitstable. Conveyancing may be slightly more expensive based on your lender's requirements.

In what way can the Landlord & Tenant Act 1954 affect my commercial property in Whitstable and how can you help?

The 1954 Act provides protection to business tenants, giving them the legal entitlement to make a request to court for a renewal tenancy and continue in occupation at the end of the lease term. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Whitstable is one of our many areas of the UK in which our lawyers are based

Planning to exchange soon on a studio apartment in Whitstable. Conveyancing lawyers inform me that they report fully on Monday. What should I be looking out for?

Your report on title for your leasehold conveyancing in Whitstable should include some of the following:

    You should know if the lease permits you to add or upgrade aspects of the flat- you must be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is mandated necessary What remedies are open the freeholder should you are in breach of your lease terms? You should receive a copy of the lease The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Are pets allowed in the flat?
For details of the information to be included in your report on your leasehold property in Whitstable please ask your solicitor in advance of your conveyancing in Whitstable.

Whitstable Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing

    The prefered form of lease arrangement is a share of the freehold. In this arrangement the lessees enjoy control and although a managing agent is often retained where it is larger than a house conversion, the managing agent is directed by the tenants. Generally speaking the cost for major works are not included within maintenance charges, albeit that there some managing agents in Whitstable require tenants to contribute towards a sinking fund created for the specific intention of building a fund for larger repairs or maintenance.

My 20yr old son is embarking on her first house purchase, he had his mortgage in principle. After the offer was accepted on flat we contacted the lender to move forward with his. I was very surprised to learn that mortgage lenders do not accept all conveyancing practitioner, they must be on their panel, is this correct?

Banks ordinarily restrict either the type or the number of conveyancing firms on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Whitstable conveyancer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Presumably not.

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Residential Landlord and Tenant Conveyancing solicitors in Whitstable

The list below is a small selection of solicitors in Whitstable specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on service charge disputes and the right to manage

  • Pocock's Solicitors Limited, Elizabeth House, 63 Oxford Street, Whitstable, Kent, CT5 1DA
  • Foster Mackay Limited, 67 High Street, Herne Bay, Kent, CT6 5LQ

Commercial Conveyancing solicitors in Whitstable regulated by the SRA

The list below is a non-comprehensive list of solicitors in Whitstable with expertise in commercial conveyancing in Whitstable. This should include advice on granting a lease to a commercial tenant
  • Pocock's Solicitors Limited, Elizabeth House, 63 Oxford Street, Whitstable, Kent, CT5 1DA
  • Foster Mackay Limited, 67 High Street, Herne Bay, Kent, CT6 5LQ

Home buying in Whitstable is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Conducting Whitstable property searches with respect to the property
  • Assessing draft contract pack and other documentation collated by the vendor’s solicitor
  • Raising queries with the seller’s solicitor
  • Agreeing the wording of the sale contract
  • Assessing replies provided by the owner to pre-contract enquiries
  • Negotiating the Transfer Deed for completion
  • Advising the purchasing in respect of the loan offer: (if appropriate)
  • Drawing up and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Completing and submitting to HMRC the appropriate SDLT forms and payment
  • Dealing with the registration procedures for the new ownership and the mortgage (where applicable) at the HMLR.

Neighboring Locations

Herne Bay

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.