At what point will exchange of contracts occur in purchase conveyancing in Whitstable and am I required to attend the conveyancers office?
If you are local to one of the conveyancing solicitors in Whitstable you are welcome to attend to sign the paperwork. That being said, the firms we work with offer a national conveyancing service and provide as equally detailed and professional a job for you when communicating with you electronically. The signing of the property agreement is not when everything is set in stone. A signed contract is necessary for the conveyancer to officially exchange when the time is right, which is ordinarily shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Whitstable)to be in the office available at the end of the phone to exchange contracts.
4 months have gone by since my purchase conveyancing in Whitstable completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I'm buying a new build house in Whitstable with a loan from Godiva Mortgages Ltd. The sellers would not budge the price so I negotiated £7000 of extras instead. The sale representative suggested that I not to tell my solicitor about this side-deal as it would put at risk my loan with Godiva Mortgages Ltd. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How difficult is it to switch conveyancer as I have to choose a firm on the The Mortgage Works conveyancing panel. I hired a family conveyancing solicitor in Whitstable round the corner but the firm is not approved by The Mortgage Works
We will our best to assist in finding you a conveyancing solicitor in Whitstable on the The Mortgage Works panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Whitstable. In utilising search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Whitstable.
We're first time buyers - had an offer accepted, yet the agent informed us that the seller will only move forward if we use the agent's chosen solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local solicitor who is accustomed to conveyancing in Whitstable
It is highly unlikely the owners are driving this. If they desire ‘a quick sale', turning down a motivated purchaser is going to damage their objectives. Contact the vendors directly and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you will continue to instruct your own,trusted Whitstable conveyancing lawyers - rather thanthe ones that will provide their estate agent a kickback or meet his conveyancing figures demanded by HQ.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.