Is the fact that my conveyancer in Herne Bay is not identified on my lender's solicitor panel that there is a problem with the standard of his conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should simply call the Herne Bay conveyancing firm and enquire why they are no longer on the approved list for your bank.
A friend advised me that if I am buying in Herne Bay I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Herne Bay conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Herne Bay around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Herne Bay.
Due to the encouragement of my in-laws I had a survey completed on a house in Herne Bay ahead of appointing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some lenders tend not issue a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Herne Bay. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm remortgaging my primary property to a buy to let loan with Bank of Scotland and I will use the ballance of the raised equity as a deposit on a second house. The location we are looking at is Herne Bay. Will your solicitors be able to act for both sets of mortgage companies and tie in the two deals?
Do use our comparison tool on this site to be sure that the conveyancers are approved by both banks. On the basis that they are your conveyancer will be able to simultaneously deal with the two transactions but you should have a chat with you conveyancer and make apparent your desired outcome and needs.
In my capacity as executor for the estate of my grandfather I am selling a residence in Monmouth but I am based in Herne Bay. My lawyer (based 200 kilometers from mehas requested that I execute a statutory declaration before completion. Can you recommend a conveyancing practitioner in Herne Bay who can attest and place their company stamp on the document?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are Herne Bay based
Estate agents have just been given the go-ahead to market my ground floor apartment in Herne Bay. Conveyancing has not commenced, but I have just had a yearly maintenance charge invoice – Do I pay up?
It best that you discharge the service charge as usual because all ground rent and service invoices should be allotted on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Herne Bay Leasehold Conveyancing - Examples of Queries Prior to Purchasing
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Who takes responsibility for maintaining and repairing the block? Plenty Herne Bay leasehold apartments will have a service bill for the upkeep of the block set on behalf of the management company. Should you purchase the property you will have to meet this charge, normally periodically throughout the year. This may vary from two or three hundred pounds to thousands of pounds for buildings with lifts and large common areas. In all probability there will be a rentcharge to be met yearly, this is usually not a exorbitant sum, say approximately £50-£100 but you should to enquire as occasionally it can be many hundreds of pounds. What prohibitions exist in the Herne Bay Lease?