Can the conveyancing lawyers that you recommend conduct auction conveyancing in Canterbury?
We know of a few auction solicitors we can connect you with those conducting auction conveyancing. Canterbury is one of our locations where our lawyers are based.
We wanted to use a conveyancing solicitor in Canterbury for our home move. Our broker has since advised us that our mortgage lenders HSBC Bank won't deal with them. Surely this is unduly restrictive?
Before the recession most mortgage companies had a different appetite for risk. Almost all Canterbury conveyancing firms would have been on most lender panels. The FSA in 2010 conducted a thematic review into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more information from law firms relating to their operations and their employees as well as establishing certain criteria such a completing on a minimum number of conveyancing. Many Canterbury conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Canterbury is one of the hundreds of locations where the conveyancers showing on our search results are members of the panel for HSBC Bank.
Are there restrictive covenants that are commonly picked up during conveyancing in Canterbury?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Canterbury. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Canterbury is where the house is located. Can you offer any guidance?
Flying freeholds in Canterbury are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Canterbury you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Canterbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're FTB’s - had an offer accepted, but the selling agent has warned us that the owners will only issue a contract if we appoint their preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a high street solicitor used to conveyancing in Canterbury
It is improbable the sellers are driving this. If they desire ‘a quick sale', turning down a serious purchaser is counter productive. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you intend to instruct your preferred Canterbury conveyancing solicitors - as opposed tothose that will earn their negotiator at the agency a introducer fee or achieve conveyancing targets demanded by head office.
There are numerous properties in Canterbury on unadopted lanes. My partner and I are purchasing one such house. Are there any advantages to purchasing a property on a private road?
Canterbury conveyancing solicitors are familiar with transacting houseson unadopted roads. The property lawyer will investigate Land Registry data to identify any rights or responsibilities. It is possible that there is a management company (wholly owned by residents) that proprietors pay into to maintain the road. Where one exists, the road will likely be maintained and look nicer than publicly adopted.