Can the conveyancing practitioners listed on your site carry out right to buy conveyancing in Canterbury?
We do have numerous conveyancing experts carrying out right to buy transactions Do e-mail the lawyers listed with a view to secure a costs illustration.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who dealt with the conveyancing in Canterbury 5 years ago are no longer around. What are my next steps?
These day there are copies made of almost everything, and your solicitor will know exactly where to find all the relevant documentation so you can buy or dispose of your house without any difficulty. If copies can’t be located, your solicitor can arrange cover in the form of insurance or indemnities protecting you against future claims on your property.
I am buying my first flat in Canterbury with the aid of help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about this deal as it will adversely affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In surfing the web for the phrase on line conveyancing in Canterbury it shows results of many conveyancersin the area. With so much choice what is the best way to find the right property lawyer for purchase transaction?
The preferential way of seeking the right conveyancer is via personal recommendation, so seek the opinion of colleagues and family who have acquired a property in Canterbury or a respected estate agent or mortgage broker. Costs for conveyancing in Canterbury differ, so it's a good idea to secure a minimum of three quotes from varying types of property lawyers. Be sure to seek confirmation what costs in the quote includes.
Do you have any advice for leasehold conveyancing in Canterbury with the aim of saving time on the sale process?
- Much of the frustration in leasehold conveyancing in Canterbury can be reduced where you appoint lawyers the minute your agents start marketing the property and ask them to put together the leasehold information which will be required by the buyers’ representatives. You believe that you know the number of years left on your lease but you should double-check via your lawyers. A purchaser's conveyancer will be unlikely to recommend their client to to exchange contracts if the lease term is less than 80 years. It is therefore essential at an as soon as possible that you identify whether the lease term for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale. A minority of Canterbury leases require Licence to Assign from the landlord. If this applies to your lease, you should notify your estate agents to make sure that the purchasers put in hand bank and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors. In the event that you altered the property did you need the Landlord’s permission? Have you, for example installed wooden flooring? Canterbury leases often stipulate that internal structural alterations or laying down wooden flooring require a licence from the Landlord consenting to such works. Where you dont have the paperwork to hand do not communicate with the landlord without contacting your lawyer first.
I inherited a split level flat in Canterbury, conveyancing formalities finalised 10 years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Canterbury with a long lease are worth £227,000. The average or mid-range amount of ground rent is £50 yearly. The lease comes to an end on 21st October 2095
You have 72 years left to run we estimate the price of your lease extension to span between £9,500 and £11,000 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed due diligence. You should not use this information in tribunal or court proceedings. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.
We had our mortgage agreed in principle yesterday with our lender. We have retained a long established conveyancer in Canterbury two days ago. This morning, our broker phoned to advise us that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As FTB's, we had no idea that the bank had a say Is this usual?
You are permitted to instruct any conveyencer you prefer to use including the said conveyancer in Canterbury but if your mortgage company aren't happy with them you must fork out additional cost so the bank can appoint their own solicitors as well to protect their interest. On occasion it is possible your solicitor may apply to get included on to the bank panel. You can use online tools such as lenderpanel.com to find a conveyancing solcitor in Canterbury on the lender panel. You can go into your local lender branch in Canterbury. They can recommend conveyancing solicitors in Canterbury on the approved list.