At long last a loan offer from Santander for the refinancing of my 2 room apartment is due within the next few days. Are you able to propose a cheap conveyancing lawyer in Canterbury?
You are on the wrong site if you are in need of the lowest fares for conveyancing in Canterbury. Our aim is to provide excellent value conveyancing but we do not work with the cheapest lawyers. Resist the temptation to appoint organisations offering low cost conveyancing in Canterbury. The optimum outcome, in deciding on cheap conveyancing, you will earn what you pay for and at worst you will end up spending a lot in additional fees and still not end up with the service expected.
We see that you have a post code search directory identifying firms on the Co-operative conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Canterbury?
We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Canterbury.
My bid for a property was accepted at auction in Canterbury. Conveyancing is needed. What happens now?
Now that you have exchanged you must retain a conveyancing solicitor as a matter of urgency as you will have a tight a drop dead date to complete the purchase. Every auction property will ordinarily have an associated legal set of papers. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the auction papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You need to give this to the conveyancer instructed by you ASAP. You also need to ensure that you have funds organised to complete on the date specified in the contract.
I am due to move home in May. Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you recommend a removal company in Canterbury. Conveyancing firm was chosen prior to coming across this website.
On the afternoon of completion you can pick up the house keys from the estate agent but this should only be done once the vendors conveyancers confirm to the agent that the monies to complete are in and the keys can be released. You should inform the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a conveyancing in Canterbury or a firm that specialises in conveyancing in Canterbury.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Canterbury conveyancer on the Kent Reliance panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Over the last few months I have been searching for a flat up to £245,000 and found one round the corner in Canterbury I like with open areas and railway links in the vicinity, the downside is that it's only got 51 years unexpired on the lease. I can't really find anything else in Canterbury for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage the shortness of the lease will be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
Hoping to buy a property located in Canterbury and I am already nervous. I couldn't find anything specific about Canterbury. Conveyancing will be needed in due course but do you know about the Canterbury area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Canterbury. In the meantime here are some basic statistics that we found
Last November I purchased a leasehold flat in Canterbury. Do I have any liability for service charges relating to a period prior to completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I invested in buying a 1st floor flat in Canterbury, conveyancing was carried out in 2011. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Canterbury with an extended lease are worth £180,000. The ground rent is £65 invoiced every year. The lease ceases on 21st October 2083
You have 59 years left to run the likely cost is going to be between £20,900 and £24,200 as well as legals.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.