I am under pressure from the executor of a property in Weymouth to sign contracts within four weeks. What can I do to quicken up the conveyancing process?
In a situation where the seller is applying pressure to exchange it is advisable to make sure that your lawyer is familiar with the area as they will have local contacts and know-how. It is possible that they could have transacted previoushouses in the same neighbourhood. You would be best advised to use a Weymouth conveyancing firm. In addition, be sure that the lawyer is on the lender panel. It is estimated that 18% of Weymouth conveyancing deals are suspended or derailed after finding out that a buyer’s solicitor was not on their mortgage lender’s panel. In many cases this discovery resulted in the legal transfer of property being delayed by an average of 21 days. It is understood that this issue affects approximately 100,000 home sales every year. Many Weymouth conveyancing firms can not act for certain lenders so do check at the outset.
It is a dozen years since I bought my home in Weymouth. Conveyancing lawyers have recently been instructed on the sale but I am unable to track down the title documents. Is this a problem?
Don’t worry too much. Firstly the deeds may be kept by the mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Weymouth involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
We expect to receive a AIP from RBS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do RBS recommend any Weymouth solicitors on the RBS conveyancing panel, or is it better to go independently?
You will need to appoint Weymouth solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Completion of my purchase has taken place for my property in Weymouth. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I have finally had an offer on a maisonette in Weymouth agreed to, the vendors do nevertheless have a connected purchase. The vendors have placed an offer on somewhere, however it’s not yet agreed to, and are looking at other apartments booked. I have selected a local conveyancing solicitor in Weymouth. What should be my next step? When do I get the mortgage application with Clydesdale going?
It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Weymouth conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Clydesdale conveyancing panel. Concerning the next phase this very much dictated by the specifics of your case, desire for this property and on the state of the market. In a rising market many buyers will apply for the mortgage with Clydesdale and arrange for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.
Should commercial conveyancing searches reveal impending roadworks that may impact a commercial estate in Weymouth?
Its becoming the norm that commercial conveyancing solicitors in Weymouth will execute a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Weymouth. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Weymouth.
For each commercial conveyancing transaction in Weymouth it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may cause delays to Weymouth commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Weymouth.
Due to the encouragement of my in-laws I had a survey completed on a property in Weymouth prior to appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders tend refuse to give a mortgage on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Weymouth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Weymouth to see if the conveyancing will be more expensive.
I am thinking of appointing a conveyancing lawyer in Weymouth for my purchase. Can I review a solicitor's record with the legal regulator?
Members of the public may see published Solicitor Regulator Association (SRA) determinations resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.