We are a couple about to sign contracts for a garden flat in Weymouth. We encountered a stumbling block. Our mortgage offer with Godiva Mortgages Ltd expires on 24/1/2024 but the owners are suggesting a completion date of 26/1/2024. Can one extend the loan expiry date?
The best person to address this question is your solicitors who is in a position to determine if he or she is corresponding with the mortgage company, vendor’s lawyers, estate agents or conceivably all three based on the circumstances your conveyancing to date.
I just bought a property at auction in Weymouth. Conveyancing is necessary. What happens now?
Given that you are now to all intents and purposes signed on the dotted line you will need to instruct a conveyancing solicitor soon as you are facing a fast approaching deadline in which to complete the transaction. All auction property will have a bespoke auction set of papers. This will likely include evidence of title and search results. In the case of leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to a leasehold property. You need to pass this on to your appointed conveyancing solicitor ASAP. You also need to ensure that you have funds in place to complete on the on the contractual date .
We are getting a further advance on our home loan from Nationwide as we wish to carry out a loft conversion to our home in Weymouth. Do we need to select a nearby Weymouth solicitor on the Nationwide conveyancing panel to handle the legals?
Nationwide don't usually require firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide panel.
I have instructed a Weymouth lawyer having checked that they are on the Leeds Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Weymouth postcode. As you are getting a mortgage with Leeds Building Society, you could contact them to see if they have a list of approved surveyors in Weymouth.
Are there restrictive covenants that are commonly identified during conveyancing in Weymouth?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Weymouth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a house in Weymouth in advance of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Weymouth. Conveyancing will be smoother if you use a solicitor in Weymouth especially if they regularly deal with such properties in Weymouth.
Is it possible to transfer to a new conveyancer as I have to find one who is on the Accord Mortgages Ltd conveyancing panel. I was using a family conveyancing solicitor in Weymouth five minutes from me but she is not accepted by Accord Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Weymouth on the Accord Mortgages Ltd panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Weymouth. In utilising the find a conveyancing solicitor tool on this site, you can contrast charges for conveyancing solicitors in Weymouth and throughout England and Wales.
I need to instruct a conveyancing practitioner in Weymouth for my sale. Is there any facility to review a solicitor's complaints history with the profession’s regulator?
Members of the public can review documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions started on or after Jan 2008. Visit Check a solicitor's record. For records Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded call for training requirements.