My friend's dad is a property lawyer. I expect that I will receive mate’s rates for conveyancing, However if that does not come materialise, what level of fees would I typically be looking at for conveyancing in Dorset?
It’s sensible to look for multiple conveyancing quotes. Make use of our search tool on this page. You will notice that estimates do vary but the service one can expect differ between property lawyers as is true with the vast majority of professional services.
Can the conveyancing lawyers that you recommend handle conveyancing in Dorset by way of an attended exchange?
We do have a number of conveyancing experts carrying out attended exchanges. Please e-mail us to secure a fee calculation and details as to dates.
When it comes to mortgage companies such as UBS, do Dorset solicitors have to pay a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Dorset property lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I am due to exchange contracts on my apartment. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Virgin Money are being difficult. The Dorset solicitor who is on the Virgin Money conveyancing panel is saying indemnity insurance will be fine but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Given that I am about to spend £400,000 on 3 bedroom house in Dorset I would like to have a conversation with the conveyancer about myconveyancing prior to giving the go ahead to the firm. Can this be arranged?
This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you first talking to the lawyer who will be doing your property ownership legalities in Dorset.There is no ‘factory style conveyancing’ - each client is an important individual, not a file reference. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Dorset should be the figure that you are charged.
My father has recommend that I appoint his lawyers for conveyancing in Dorset. Should I use them?
Much as we are happy to recommend a Dorset conveyancing lawyer the ideal way to choose a conveyancing lawyer is to get referrals from friends or relatives who have actually previously instructed the conveyancer you're contemplating using.
I am tempted by the attractive purchase price for a two maisonettes in Dorset which have about forty five years remaining on the leases. Will this present a problem?
There are plenty of short leases in Dorset. The lease is a right to use the property for a prescribed time frame. As a lease gets shorter the saleability of the lease reduces and results in it becoming more costly to acquire a lease extension. For this reason it is generally wise to extend the lease term. It is often difficult to sell a property with a short lease as mortgage lenders less inclined to grant a loan on such properties. Lease enfranchisement can be a protracted process. We advise that you seek professional assistance from a solicitor and surveyor with experience in this arena.
Dorset Conveyancing for Leasehold Flats - Examples of Queries before buying
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Does the lease have onerous restrictions? The majority of Dorset leasehold flats will incur a service bill for the upkeep of the block set by the management company. Should you acquire the property you will have to pay this liability, usually periodically during the year. This could be anything from two or three hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all likelihood there will be a rentcharge for you to pay annual, this is usually not a significant figure, say approximately £25-£75 but you should to enquire as sometimes it can be surprisingly expensive. The answer will be helpful as a) areas could result in problems in the block as the communal areas may begin to deteriorate where repairs remain unpaid b) if the leaseholders have an issue with the running of the building you will need to have all the details