Me and my partner are purchasing a 1 bedroom apartment in Dorchester with a mortgage. We wish to retain our Dorchester lawyer, but the mortgage company says she’s not on their "panel". We have to appoint one of the mortgage company panel firms or continue with our Dorchester lawyer and pay for one of their panel ones to act for them. We feel that this is unjust; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Dorchester conveyancing lawyer to apply to be on the conveyancing panel.
Can you suggest a Barclays Direct sanctioned Dorchester conveyancing lawyer finish our home move within 28 days? Am I best advised to unstruct a local Dorchester solicitor or an online conveyancer?
We would be happy to suggest some excellent Dorchester conveyancing firms. You can also walk up the main road in Dorchester. Visit a couple of law practices and ask to speak with a conveyancing solicitor for a quote. Explain your requirements together with your reasons and get a commitment on your deadline. Appoint the one that appears most efficient.
We see that you have a post code search directory listing law firms on the Coventry BS conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Dorchester?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Dorchester.
Our bank has suggested solicitors on their panel based in Dorchester but I would rather instruct a conveyancing lawyer in Dorchester local to me. Are you able to help?
Not all Dorchester conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use the above find an approved solicitor tool to identify a Dorchester conveyancing firm on the on the bank panel.
I am due to move house in February. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Dorchester. Conveyancing solicitor was chosen prior to coming across your page.
On the afternoon of completion you can collect the house keys from the estate agent but this can only be done once the vendors solicitors inform the agent that they have the completion monies and the keys can be passed over. Subsequently you should tell the removal men that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can assist you in locating a residential property solicitor in Dorchester or a lawyer with expertise in conveyancing in Dorchester.
is it true that all Dorchester conveyancing solicitors on the TSB conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the TSB approved list of solicitors they would need to be overseen by the SRA. The majority of lenders do permit licenced conveyancers on their panel and in that case the organisation would be governed by the Council of Licensed Conveyancers.
I was told three weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Dorchester is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Dorchester is where the house is located. Is there any advice you can give?
Flying freeholds in Dorchester are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dorchester you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dorchester may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.