Just contacted my conveyancing solicitor in Trelogan who acted for me two years ago and wanted a conveyancing quote based on the same type of house sale & purchase (a leasehold residence and a freehold property) of almost identical values with a loan from Barclays Direct. I am now being charged double. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The quote is fractionally on the expensive side. If you are content to spend time contrasting costs you might get the conveyancing a bit cheaper by perhaps a hundred pounds. That being said, providing that you were content with the service the firm offered you mightlive to regret opting for an a cheaper conveyancer. Don't forget to check that the firm can represent Barclays Direct. Do utilise our search tool to choose a Trelogan conveyancing firm on the Barclays Direct conveyancing panel, which can often include conveyancing solicitors in Trelogan.
We see that you have a search directory listing firms on the Lloyds conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Trelogan?
We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Trelogan.
We're in Trelogan, FTBs purchasing with a mortgage (lender is RBS , and our lawyer is on the RBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am assisting my mother sell her flat in Trelogan. Does the conveyancer order the EPC or it is for the seller to see to?
After the abolition of Home Information Packs, energy assessments was retained a mandatory part of moving house. An energy performance certificate must be commissioned before the property is marketed. This is not a task that solicitors normally arrange. Where you are using a Trelogan conveyancing practitioner they might be able to arrange EPC’s given their contacts with long established local energy assessors
When it comes to mortgage companies such as Co-operative, do Trelogan lawyers incur an annual charge to be on the list of approved solicitors?
We are unaware of any lender fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
My offer was accepted on a property in Trelogan on 16/8/2022, valuation was booked 3 days after, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
Over the last few months I have been searching for a ground for flat up to £235,500 and found one round the corner in Trelogan I like with amenity areas and railway links nearby, however it only has 49 years on the lease. I can't really find anything else in Trelogan in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
My parents are unable to locate their Trelogan land registry title on the website. They have a vague memory fifty years ago when they acquired the house there were complications regarding Trelogan not being identified on some systems.
The vast majority of premises in Trelogan should show up. Have you limited your search to just the postcode. Usually it will identify all the residences inside the postcode. Where registered it will be there with a title number. If they bought 50 years ago it's conceivable it may be unregistered. The property could still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title deeds which might be with your parent’s bank.