I have just been advised by my estate agent that my Sutton On Sea lawyer is not on the mortgage company Solicitor panel. How can I be certain whether this is indeed the case?
The best course of action for you to take is to call your Sutton On Sea lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Sutton On Sea conveyancing firm that is on the approved list of lawyers for your mortgage company.
We are about to sign contracts for a leasehold flat in Sutton On Sea. We encountered a stumbling block. Our mortgage offer with Bank of Scotland runs out on 25/9/2026 but the sellers are suggesting a completion date of 29/9/2026. Is it possible to prolong the loan offer?
The person best placed to deal with your issue is your conveyancer who is in a position to calculate whether they should be discussing with the bank, seller’s solicitors, property agents or indeed all three based on the circumstances your transaction as of today.
I have 7378 less than 75 years remaining on my lease and need a lease extension for my flat in Sutton On Sea. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/7/2026 the requirements read as follows :
I am purchasing a new build house in Sutton On Sea with the aid of help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not disclose to my solicitor about this side-deal as it may jeopardize my loan with Barnsley Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the will of my grandmother I am selling a property in Neath but I am based in Sutton On Sea. My lawyer (approximately 260 kilometers from mehas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Sutton On Sea to witness and place their company stamp on the document?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are located in Sutton On Sea
I am on look out for some leasehold conveyancing in Sutton On Sea. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and 99.9% are in Sutton On Sea - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I invested in buying a 2 bed flat in Sutton On Sea, conveyancing having been completed in 2003. Can you please calculate a probable premium for a statutory lease extension? Corresponding properties in Sutton On Sea with a long lease are worth £176,000. The ground rent is £50 invoiced annually. The lease terminates on 21st October 2106
With only 80 years unexpired we estimate the price of your lease extension to span between £8,600 and £9,800 plus professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be other concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information without first getting professional advice.