It is a dozen years since I bought my house in Sutton On Sea. Conveyancing solicitors have now been appointed on the sale but I am unable to find the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a chance that the deeds will be retained by the lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Sutton On Sea relates to registered property but in the rare situation where your property is unregistered it is more of a problem but is resolvable.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Sutton On Sea. The house had a relatively small loan remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Where you plan to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
My wife and I are purchasing a property in Sutton On Sea. It might be a silly question but how we can trust a conveyancer? On completion day we have to put money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Sutton On Sea?
Two types of professional can perform conveyancing in Sutton On Sea namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the sale or acquisition of property. Both are obliged to conduct Sutton On Sea conveyancing to the same standards and guidelines so you may be sure that your conveyancing will be professionally administered and that the necessary procedures will be suitably followed.
I am selling my apartment. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Co-operative are being pedantic. The Sutton On Sea solicitor who is on the Co-operative conveyancing panel is saying indemnity insurance will be fine but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly picked up during conveyancing in Sutton On Sea?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Sutton On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How simple is it to use your search facility to locate a conveyancing solicitor in Sutton On Sea on the panel for my lender?
1st select a bank such as Barclays , Leeds Building Society or Britannia then type in your location a common one being Sutton On Sea. Conveyancing practices in Sutton On Sea and further afield will then be identified.
Are there any apps to help search for a Sutton On Sea conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 15kilometers to attend the solicitor.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Sutton On Sea and you will see a number of lawyer located nearest Sutton On Sea. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.