I have given 8 weeks notice to my current landlord and have to leave my let out flat in Louth by 31/5/2024. Conveyancing for my house purchase is underway. Can I complete in 5 weeks as don't want to have to move into temporary accommodation?
The normal practice is not to give notice on a rental until your lawyer suggests that you should. Assuming that you have not previously done so, contact to your lawyer and request that they cajole the owners solicitors, try to an agreed time frame that everyone will aim towards
My Conveyancer in Louth is not on the Norwich and Peterborough Building Society Conveyancing Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the Norwich and Peterborough Building Society approved list?
The limited options open to you here include:
- Complete the purchase with your preferred Louth solicitors but Norwich and Peterborough Building Society will need to use a lawyer on their list of acceptable firms. This will result in additional total legal charges and cause delays.
- Get a new practitioner to to deal with the conveyancing, not forgetting to check they are on the Norwich and Peterborough Building Society panel
Is there a list of Nationwide panel conveyancers in Louth on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings available online. If you are seeking to appoint a Louth solicitor on the Nationwide please use our tool.
We have agreed to purchase a house in Louth. A rare aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Coventry BS your lawyer must comply with the formal requirements contained in Part two of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Coventry BS where a lease does not meet these specifications. The requirements relate to the installation of panels on properties nationwide and is not isolated to Louth.
It is unclear whether my lender requires a lease extension. I have called into my local Louth building society branch on a couple of occasions and was told it does not affect the mortgage offer and they will lend. My Louth conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their published requirements. Who do I believe?
As long as the conveyancing practitioner is on the bank panel, she or he must adhere to the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
What can a local search inform me about the house my wife and I purchasing in Louth?
Louth conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search plays a central role in many a Louth conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
The deeds to my home can not be found. The lawyers who conducted the conveyancing in Louth 10 years ago are no longer around. What are my next steps?
You no longer need to have the physical official documentation to establish that you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
In what way does the Landlord & Tenant Act 1954 affect my business premises in Louth and how can you help?
The particular law that you refer to provides protection to business tenants, granting the right to apply to court for a new tenancy and continue in occupation at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Louth is one of the hundreds of areas of the UK in which the firms we work with have offices