Why would one instruct a Steyning conveyancing company given that national alternatives are more affordable?
By all means make sure that you contrast conveyancing costs in Steyning and you should seek an affordable estimate but don’t waste your energy looking for the lowest priced Steyning conveyancer. Finding the right conveyancer can be the difference between a seamless and a stressful house move. You need to ensure that you have expert advice from a trusted conveyancer. An e-mail can never take the place of a phone discussion and can never replicate a one to one meeting. Our partner firms will find you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from from the outset to completion, giving the sort of personalised service that you rarely receive from an online conveyancer. He or She will keep you updated as to headway making sure that you are never in the dark. Should it ever be necessary to contact the office you will know who to ask for and they will endeavour to make sure that you're not left wondering what's going on.
All was ready to move into my new home in Steyning next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What risks does the mortgage company expect the insurance to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These obligations are not unique to conveyancing in Steyning.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Steyning. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/12/2025, the requirements read as follows :
I am buying a victorian detached house in Steyning. Our aim is to an extension at the rear at the property.Will the conveyancing process involve investigations to determine if these alterations were previously refused?
Your property lawyer should review the deeds as conveyancing in Steyning can occasionally reveal restrictions in the title deeds which prohibit categories of works or require the consent of another owner. Many works require local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
I am being told by my conveyancer that defective lease insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Steyning?
The right level of defective lease indemnity insurance should be dictated by who who your lender is. It would differ for example between Santander and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
When it comes to lenders such as Yorkshire BS, do Steyning solicitors have to pay a yearly amount to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
My wife and I purchased a semi-detached Edwardian house in Steyning. Conveyancing practitioner represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Steyning and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing solicitor who conducted the conveyancing.
I have been on the look out for a leasehold apartment up to £305k and identified one near me in Steyning I like with a park and station nearby, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Steyning for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a mortgage that many years will likely be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.