Finally, a mortgage agreement from Santander for the remortgage of my 3 room apartment is due by the end of next week. Are you able to propose a low cost conveyancing solicitor in St Ives?
You are on the wrong site if you are seeking cut-price fees for conveyancing in St Ives. Our aim is to provide excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by companies offering the bait of low cost conveyancing in St Ives. Optimistically, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a surprising uplift in additional fees and still not end up with the service you were hoping for.
I have given 8 weeks notice to my existing landlord and must vacate my let out property in St Ives by 4/6/2024. Conveyancing for my house purchase has just started. Is it possible to complete in three weeks as I wish to avoid having to find short term accommodation?
Generally one should not provide notice for your lease unless you have exchanged. If you have not previously done so, update to your lawyer and request that they apply pressure on the sellers side, try to a target completion date that all parties will work to achieve
What is the difference between a licensed conveyancer and conveyancing solicitor in St Ives
There are many recorded licenced Conveyancers in St Ives and Solicitor partnerships in St Ives who provide Conveyancing services We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. The two can conduct associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I am due to exchange contracts on my house. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being problematic. The St Ives solicitor who is on the Virgin Money conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Intending to buy a apartment in St Ives. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Co-operative conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the St Ives conveyancer is on the Co-operative conveyancing panel.
I require expedited conveyancing in St Ives as I am faced with an ultimatum to exchange contracts inside 4 weeks. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are not obtaining a mortgage you have the choice not to do searches although no solicitor would recommend that you don't. With plenty of history conveyancing in St Ives the following are examples of issues that can arise and therefore affect the marketability of the property: Enforcement Actions, Overdue Charges, Overdue Grants, Road Schemes,...
How does conveyancing in St Ives differ for new build properties?
Most buyers of new build premises in St Ives contact us having been asked by the developer to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in St Ives typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in St Ives or who has acted in the same development.
Do I need to be suspicious that brokers that I am dealing with are suggesting an internet conveyancing firm as opposed to a High Street St Ives conveyancing firm?
As is the case with lots of professional services, often suggestions from relatives can be worth their weight in gold. But there are lots of parties with a keen interest in a conveyancing deal; estate agents, financial adviser and mortgage companies might all suggest solicitors to choose. Sometimes the lawyers might be known to one of the organisations as one of the best in their field, but occasionally there is an underlying financial incentive behind the recommendation. You have the right to select your own lawyer. Don't forget that the majority of banks operate an approved list of law firms you are obliged to use for the lender aspect of your transaction.