Find a Lender-Approved Local Conveyancer in St Ives

Ready to buy a new home? Find a law firm approved by your lender.

Our lawyers are committed to delivering the best property conveyancing to St Ives vendors and purchasers

Top reasons to use our service to assist you choose a high street conveyancing solicitor in St Ives

  • 1 St Ives solicitors are likely to acquainted with the local Land Registry Office, Local Authority and selling agents
  • 2 The organisations shown on our directory have a variation of conveyancing practitioners, legal executives and support staff handling thousands of conveyancing matters annually.
  • 3 The accumulation of transactions means that St Ives conveyancer have developed valuable working relationships with St Ives local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your house sale or purchase in St Ives.
  • 4 There is a better than average chance that the other side’s conveyancers are based in St Ives - if so both parties are likely to have worked on conveyancing matters in the past
  • 5 You can rest easier when choose the very best, most recommended conveyancing solicitors. St Ives has a number to pick from, but for a truly dependable and dependable service many local people have been use the endorsement of this site.

Examples of recent conveyancing in St Ives since February 2024*

Recently asked questions about conveyancing in St Ives

Can you help? My St Ives lawyer is informing me me that he has toconduct St Ives conveyancing searches asthe firm are on the Lloydsapproved lawyer panel. Do I not have any say here?

Unfortunately both you and your lawyer have little choice here. As you are taking a home loan with a bank your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out St Ives conveyancing searches.

is it true that all St Ives solicitors on the Yorkshire BS conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the Yorkshire BS approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. The majority of lenders do list licenced conveyancers on their panel and in that case the organisation would be regulated by the Council of Licensed Conveyancers.

I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a St Ives conveyancer on the Lloyds panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Lloyds has sent the Land Registry the discharge electronically, and
  3. Lloyds has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Lloyds mortgage has been paid off.

I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my St Ives bank branch on numerous occasions and was told it does not affect the mortgage offer and they will lend. My St Ives conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the solicitor is on the bank panel, she or he must comply with the Council of Mortgage Lenders’ Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I require fast conveyancing in St Ives as I am under an ultimatum to sign on the dotted line within 2 weeks. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?

If.Given you are are a mortgage free buyer you have the choice not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in St Ives the following are instances of what can be revealed and therefore affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...

Should I be concerned by estate agents that I am dealing with are encouraging me to use a web based conveyancing firm rather than a High Street St Ives conveyancing company?

As is the case with lots of service providers, often input from family and friends can be worth their weight in gold. But there are numerous parties with a vested interest in a conveyancing deal; estate agents, financial adviser and lenders may suggest lawyers to select. On occasion the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there is an underlying financial incentive behind the recommendation. You have the right to choose your own conveyancer. However, bear in mind that some mortgage providers operate an approved list of law firms you have to use for the mortgage related work in your house move.

I need to find a conveyancing solicitor for freehold conveyancing in St Ives. I happened to land on a web site which seems to have the ideal solution If there is a chance to get all formalities completed via phone that would be ideal. Do I need to be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

What are the common deficiencies that you encounter in leases for St Ives properties?

There is nothing unique about leasehold conveyancing in St Ives. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

    A provision to repair to or maintain parts of the property A provision for the recovery of money spent for the benefit of another party.

A defective lease can cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, Skipton Building Society, and Bank of Ireland all have very detailed conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the buyer to withdraw.

Leasehold Conveyancing in St Ives - Sample of Queries before buying

    How much is the maintenance charge and ground rent on the property? In the main the cost for major works tend not to be included within maintenance charges, albeit that a few managing agents in St Ives obliged leasehold owners to pay into a reserve fund created for the specific purpose of building a fund for larger repairs or maintenance. Is the freehold owned jointly by the leaseholders?

Last updated

Sample of conveyancing solicitors in St Ives regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in St Ives but also conveyancing throughout England and Wales.

  • Cornish Venning Limited, Unit N, Questmap Business Park, Longrock, Penzance, Cornwall, TR20 8HX

Commercial Conveyancing solicitors in St Ives regulated by the SRA

The list below is a non-comprehensive list of solicitors in St Ives practicing in commercial conveyancing in St Ives. This could include advice on buying and selling small and large scale commercial property and agricultural land
  • Cornish Venning Limited, Unit N, Questmap Business Park, Longrock, Penzance, Cornwall, TR20 8HX

Typically, St Ives conveyancing for a sale includes some of the following tasks

  • Lawyer instructed by the vendor on acceptance of the offer
  • Investigating the title to the property
  • Drafting contract and related documents
  • Forwarding draft papers to the lawyer representing the buyer
  • Finalising the wording for contracts and replying to additional queries from the buyer’s lawyer
  • Agreeing the transfer document
  • Replying to requisitions raised by the buyer’s lawyer
  • Proceeding to exchange of contracts and then preparing for completion
  • Accepting the sale proceeds and transferring funds to the seller, the estate agent and other relevant parties (if appropriate)

Neighboring Locations

St Ives
Hayle
Mousehole
Penzance
Marazion
Carbis Bay
Porthleven

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.