Can I use your services to locate a Conveyancing solicitor in St Ives even where I’m not buying or selling a house, for instance where I want to acquire a shop in St Ives with a mortgage from Birmingham Midshires?
Our comparison service is mainly utilised to locate residential conveyancing solicitors in St Ives but we have listed at the end of this page a few St Ives commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent Birmingham Midshires
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in St Ives so that I can pop in to their offices when needed.
Whereas this was necessary twenty years ago, most mortgage companies no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to provide identification documents and there are still distinct benefits to instructing a locally based solicitor, in your case a conveyancing solicitor in St Ives.
I require quick conveyancing in St Ives as I am under pressure to complete inside one month. Fortunately I do not require a mortgage. Is it possible to decline from having conveyancing searches to save money and time?
As you are not obtaining a mortgage you have the choice not to have searches carried out although no law firm would suggest that you don't. Drawing on our experience of conveyancing in St Ives the following are examples of what can show up and adversely affect future saleability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I am buying my first flat in St Ives with the aid of help to buy. The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not disclose to my solicitor about the extras as it would impact my loan with Aldermore. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £305k and identified one close by in St Ives I like with open areas and railway links in the vicinity, the downside is that it's only got 51 years on the lease. There is not much else in St Ives suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term may be a potential deal breaker. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.
In what way does the Landlord & Tenant Act 1954 impact my business offices in St Ives and how can your lawyers assist?
The particular law that you refer to provides security of tenure to business tenants, granting the a statutory right to apply to court for a new tenancy and remain in occupation when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. St Ives is one of our hundreds of locations in which our lawyers have offices