My bank has recommended a law firm on their panel based in Mousehole but I would rather instruct a conveyancing lawyer in Mousehole or nearer to where I live. Are you able to help?
Not all Mousehole conveyancing firms are listed all banks conveyancing panel. Use our find an approved solicitor tool to locate a Mousehole conveyancing solicitor on the on the bank panel.
I'm the only recipient of my late father’s estate and I have everything in my name alone, including the my former home in Mousehole. Conveyancing formalities meant that the Land Registry date was in October. I plan to dispose of the house. I understand that there is a CML 6 month 'rule', meaning my property ownership could be considered the same way as though I had purchased the house in October. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Most banks would take a practical view as this clause primarily exists to capture subsales or the quick reselling of properties.
It is not clear whether my mortgage offer requires a lease extension. I have called my Mousehole bank branch on numerous occasions and was told they are content with the situation and they will lend. My Mousehole conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend based on their published requirements. I simply don't know who is right.
The property lawyer has to follow the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Bank of Ireland have agreed my mortgage in principle, my bid on a house in Mousehole has been accepted, now what?
Your property agent will need to be advised as to your conveyancer's details (be sure the lawyers are on the bank’s panel). Call up Bank of Ireland or the broker and complete any relevant paperwork. Bank of Ireland will appoint a valuer who will get in touch with the estate agent or seller to schedule a time for the valuation to occur. Once carried out (assuming no problems) it takes about ten days to get a mortgage offer. Bank of Ireland will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Mousehole.
I require expedited conveyancing in Mousehole as I have pressure to exchange contracts inside 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?
As you are not obtaining a home loan you have the choice not to have searches conducted although no conveyancer would suggest that you don't. Drawing on years of experience of conveyancing in Mousehole the following are examples of what can arise and therefore affect market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I am selling my house. My past conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Mousehole if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Mousehole. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
In my capacity as executor for the will of my grandfather I am disposing of a residence in Cardiff but I am based in Mousehole. My solicitor (based 235 miles from mehas requested that I execute a statutory declaration prior to completion. Can you recommend a conveyancing solicitor in Mousehole who can witness this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Mousehole based
What type of property do your Mousehole conveyancing estimates relate to?
Our conveyancing quotes are only applicable to standard domestic premises in England & Wales. If you have any different needs for example industrial or agricultural property or commercial conveyancing in Mousehole do contact us to address your requirements .