Would the conveyancing solicitors identified via your search tool handle attended exchange conveyancing in Mousehole?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. You should call us to receive a conveyancing quote and details as to availability.
In what way does my ID and proof of funds have anything to do with my conveyancing in Mousehole? Is this really necessary?
In order to comply with Money Laundering Regulations any Mousehole conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility account showing your correct address.
In accordance with Money Laundering Regulations, property lawyers are duty bound to validate not simply the ID of conveyancing clients but also the source of the money that they receive in respect of any matter. Refusal to disclose this may lead to your lawyer ending their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers are duty bound to make a disclosure to the appropriate authorities should they consider that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.
We just had an offer accepted to buy with Coventry BS. We have called around locally but am struggling to find a Mousehole conveyancing firm on the Coventry BS panel. Please you help?
You should take advantage of the search tool on this web page. Please choose the mortgage company and type Mousehole or your preferred area and you will be presented with numerous conveyancers located in Mousehole or by proximity to you.
If you had a top tip for selecting a conveyancing solicitor in Mousehole what would it be?
It would be unwise to be tempted by the cheapest Mousehole conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Last month we had a mortgage agreed in principle with Skipton. Mousehole conveyancing practitioners were appointed. What is the average time that one could expect to receive a mortgage offer from Skipton?
There is no definitive answer here. Have Skipton done the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have instructed a Mousehole solicitor having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Mousehole postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Mousehole.
I am looking for a flat up to £195,000 and found one close by in Mousehole I like with amenity areas and station in the vicinity, however it's only got 51 years on the lease. I can't really find anything else in Mousehole for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
I'm converting the mortgage on my existing house to a buy to let mortgage with Halifax and intend to use the remaining equity towards further property. The neighborhood we are interested in is Mousehole. Will your lawyers be able to act for both sets of lenders and tie in the two deals?
Do use our search tool on this page to check that the conveyancers are on the relevant lender panels. Assuming that they are your lawyer should be able to connect the two transactions but you should talk with you conveyancer and make clear your expectations and requirements.