My previous solicitor has quoted £1150 for fixed fee conveyancing in Mousehole. I am hoping to sell a purpose built house for £275,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Mousehole?
The charges are a little high. If you are prepared to invest time comparing quotes you could get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, you mightcome to regret opting for an an untested solicitor. Don't forget to enquire that the firm can act for your lender. You can use our search tool to get a quote a Mousehole conveyancing firm on the lender’s conveyancing panel which can often include conveyancing solicitors in Mousehole.
The sellers of the property we are hoping to buy have appointed a conveyancing firm in Mousehole who has recommended a preliminary contract with a down payment 6,000. Are such agreements sensible?
There are two main downsides with entering into any lock out contract (occasionally termed an exclusivity agreement) is that it takes away the focus from moving forward with the conveyancing transaction itself, so in the absence of it needing little or no negotiation then it may transpire to be a cause of frustration and delay. It is not promoted amongst Mousehole conveyancing lawyers as a result. A supplemental issue is the extent of the remedies available - a jilted purchaser should not expect to be issued with an injunction to prevent the seller selling to another buyer, so the only remedy open via the contract will be the reimbursement of abortive charges and, in limited circumstances, the extra payment of penalties.
Can you clarify what the consequences are if my solicitor is expelled from the RBS Conveyancing panel ahead of completing my conveyancing in Mousehole?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
My bid for a property was accepted at auction in Mousehole. Conveyancing is needed. What is next?
Given that you have now exchanged you should instruct a conveyancing lawyer as a matter of urgency as you now have a fast approaching a fixed date to complete the transaction. All auction property will have a bespoke legal set of papers. This will include most,if not all of the paperwork that your conveyancer requires. In the case of leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in order to complete the transaction on the set completion date.
My wife and I buying a 4 bedroom semi-detached house in Mousehole. Our aim is to carry out an extension to the side at the property.Will legal due diligence on the property involve checks to ascertain if these alterations are prohibited?
Your property lawyer will review the registered title as conveyancing in Mousehole can on occasion reveal restrictions in the title documents which prohibit certain changes or need the permission of another owner. Many additions call for local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am due to exchange contracts on my house. I had a double glazing fitted in July 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Coventry BS are being pedantic. The Mousehole solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm converting the mortgage on my existing house to a BTL loan with Birmingham Midshires and I will use the ballance of the raised equity as a deposit on a second house. The area we are interested in is Mousehole. Will your solicitors be able to act for the two lenders and link together the conveyances?
Do use our search tool on this site to check that the conveyancers are on the relevant lender panels. On the basis that they are the lawyer will be able to tie up the two transactions but you should have a chat with you lawyer and make apparent your expectations and requirements.
Can a conveyancer remove a person from the title of my home in Mousehole ?
Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer