I am in the process of selling my maisonette in Hayle and the EA has just telephoned to advise that the buyers are changing their conveyancer. The excuse is that the lender will only deal with solicitors on their approved list. Why would a major mortgage company only engage with certain lawyers rather the firm that they want to appoint to handle their conveyancing in Hayle ?
Lenders have always had panels of law firms that can represent them, but in the past few years big names such as Santander, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for decades.
Lenders point to the increase in fraud as the reason for the pruning – criteria have been stiffened as a smaller panel is easier to monitor. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are unlikely to have any impact on this.
Can the conveyancing lawyers that are recommend carry out auction conveyancing in Hayle?
There are a number of niche lawyers we can put you in touch with those conducting auction conveyancing. Hayle is one of the many locations in which our lawyers cover.
We just had an offer accepted to buy with Melton Mowbray Building Society. I went into 3 or 4 local firms but cant to find a Hayle conveyancing firm on the Melton Mowbray Building Society approved list. Please you help?
You should take advantage of the search tool on this web page. Pick the building society and type Hayle or your preferred area and you will be presented with numerous solicitors located in Hayle or nearest you.
My wife and I purchasing a detached bungalow in Hayle. Our aim is to an extension at the rear at the house.Will the conveyancing process include investigations to see if these alterations are permitted?
Your solicitor will check the registered title as conveyancing in Hayle can sometimes reveal restrictions in the title deeds which restrict certain works or need the consent of another owner. Certain additions require local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
When it comes to lenders such as Principality, do Hayle property lawyers have to pay a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
I currently have a mortgage with TSB for my property in Hayle. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform TSB?
TSB must be informed of your intention before renting your property as this is likely to be a breach of TSB’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. It should not be necessary to do this via a TSB conveyancing panel solicitor.
I have been sourcing a conveyancing practitioner in Hayle for my house move. Is it possible to check a firm’s record with the profession’s regulator?
One may review published Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training reasons.
We today become aware that one of the directors of the firm acting on the purchase conveyancing in Hayle is related to the seller. Is this permitted?
Provided there is no conflict of interest this is allowable. If you are requiring mortgage finance then the mortgage company may have a say as many banks have specific instructions on this. For example for Santander as of 19/2/2026, the requirements read as follows :