Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who conducted the conveyancing in Penzance 4 years ago are no longer around. What are my next steps?
These day there are duplicates made of almost everything, and your conveyancer will know precisely where to find all the relevant documentation so you may buy or sell your house without a hitch. If duplicates can’t be located, your solicitor may be able to put in place insurance or indemnities against possible claims on your property.
I opted to have a survey done on a house in Penzance prior to instructing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some mortgage companies tend refuse to give a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Penzance. Conveyancing will be smoother if you use a solicitor in Penzance especially if they are familiar with such properties in Penzance.
I'm remortgaging my current property to a BTL loan with Alliance & Leicester and intend to use the remaining equity as a deposit on further house. The area we are talking about is Penzance. Will your lawyers be able to act for the two banks and tie in the transactions?
Make use of our comparison tool on this site to be sure that the solicitors are approved by both lenders. On the basis that they are your conveyancer will be able to tie up the two transactions but you should talk with you lawyer and specify your expectations and requirements.
I am using a search engine for the phrase cheap conveyancing in Penzance it reveals numerous conveyancersin the vicinity. How do I determine which is the right property lawyer for my move?
The preferential way of seeking a suitable conveyancer is through a trusted referral, so seek the opinion of friends and relatives who have acquired a property in Penzance or the local estate agent or financial adviser. Fees for conveyancing in Penzance vary, so it's sensible to request a minimum of four fee calculations from varying types of companies. Make sure that you know that the costs are assured not to escalate.
Back In 2001, I bought a leasehold house in Penzance. Conveyancing and Norwich and Peterborough Building Society mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1996. The conveyancing solicitor in Penzance who acted for me is not around. What should I do?
First contact the Land Registry to be sure that this person is in fact the new freeholder. There is no need to instruct a Penzance conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Penzance Leasehold Conveyancing - A selection of Questions you should ask Prior to buying
How many of the leaseholders are in arrears for their service charge payments? Does the lease have onerous restrictions? How is the lease structured?
We are contemplating using a web based conveyancing practitioner ahead of a Penzance conveyancing practice. Should I ‘stay local’?
There are advantages of having the opportunity to attend a local Penzance conveyancing solicitor for instance
- signing papers on short notice
- often being able to see someone face-to-face can make a significant difference, particularly for non-standard house moves
- the ability to complain if matters need to addressed
When checking fees, look carefully for hidden extras. The majority decent Penzance high street solicitors give an all-inclusive figure. Many online companies seem to offer cheap fees, but have hidden 'extras' in the fine print.