Just been in touch with my conveyancing solicitor in Nelson who acted for me 18 months ago asking for a conveyancing estimate based on the same type of house sale & purchase (a leasehold residence and a freehold property) of similar values with a home loan from Chelsea Building Society. I am now being charged double. Am I right to be tempted to shop around for an alternative property lawyer?
The costs illustration is slightly on the expensive side. If you you were to look around you could trim some of the expense by perhaps £100 plus VAT. That being said, if you were satisfied with the service the firm gave you couldlive to regret opting for an a cheaper conveyancer. Remember to ensure that the firm can also act for Chelsea Building Society. You can make use of our search tool to select a Nelson conveyancing firm on the Chelsea Building Society approved list of lawyers, which can often include conveyancing solicitors in Nelson.
My husband and I intend to remortgage our maisonette in Nelson with Bank of Ireland. We have a son 18 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have a couple of concerns (1) Is this form unique to the Bank of Ireland conveyancing panel as he never had to sign this form when we purchased 5 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Bank of Ireland. This is solely used to protect Bank of Ireland if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Bank of Ireland had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when buying a property in Nelson?
Unless a previous purchase of the property completed after 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in Nelson to remain recommending a chancel search and or chancel repair liability policy.
Have completed on a a terraced house in Nelson , What is the estimated time for the Land Registry to record the transfer to my name? My Nelson conveyancing solicitor works at snail pace, so I want to check the land registry aspects are concluded.
As far as conveyancing in Nelson is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and if the Land registry communicate with any 3rd persons or bodies. As of today in the region of three quarters of such applications are fully addressed in less than three weeks but some can be subject to longer delays. Registration takes place after the buyer is living at the premises so 'speed' is not typically top priority but if it is urgent that the the registration takes place urgently then you or your solicitor could contact the land registry and explain the circumstances.
The estate agent has sent us the confirmation of our purchase of a new build flat in Nelson. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Nelson
Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
How simple is it to use the search app to choose a conveyancing solicitor in Nelson on the approved list for my mortgage?
1st select a bank such as Accord Mortgages Ltd, Barnsley Building Society or Platform Home Loans Ltd then specify your location a common one being Nelson. Conveyancing organisations in Nelson and further afield should be listed.