I am only a couple days away from an exchange on a property in Beaworthy and my mum and dad have sent the 10% deposit to my conveyancing practitioner. I am now told that as the deposit has not arrived from me my solicitor needs to make a notification to my bank. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your property lawyer is legally required to clarify with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you agree, failing which, your lawyer must cease to continue acting.
I just acquired a property at auction in Beaworthy. Conveyancing is necessary. What are my next steps?
Now that you have exchanged you now have to choose a conveyancing solicitor as a matter of priority as you are faced with a fast approaching a fixed date to complete the deal. An auction property will have a corresponding auction set of papers. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the auction pack should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to leasehold premises. You need to pass this on to the solicitor instructed by you ASAP. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
We have agreed to purchase a house in Beaworthy. One unusual aspect is that the roof has a solar panel. Yorkshire BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Yorkshire BS your lawyer must comply with the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Yorkshire BS where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Beaworthy.
After shopping around on the internet I have found a Beaworthy lawyer having checked that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Beaworthy postcode. As you are getting a mortgage with Yorkshire BS, you could contact them to see if they have a list of approved surveyors in Beaworthy.
The deeds to my home can not be found. The conveyancers who did the conveyancing in Beaworthy 4 years ago no longer exist. What are my next steps?
You no longer need to have the physical deeds to establish that you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
What makes your site different to other online quote calculators for conveyancing in Beaworthy?
At this site secure a conveyancing costs illustration from a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Beaworthy. As opposed to estate agents and brokerage sites we do not operate kick-back arrangements with solicitors. Some agents and online brokers 'recommend' solicitors that pays the most commission, as opposed to the best value conveyancing in Beaworthy
I need to instruct a conveyancing practitioner in Beaworthy for my house move. Is it possible to see a firm’s complaints history with the legal regulator?
Anyone can search for published Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after Jan 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator could recorded call for training reasons.
I am thinking of using an online conveyancing practitioner as opposed to a Beaworthy conveyancing practice. Any advice?
Advantages do exist in having the option pop in to a local Beaworthy conveyancing solicitor such as
- signing papers on short notice
- sometimes being able to speak to someone face-to-face can make a significant difference, particularly for non-standard conveyancing
- the ability to complain if things need to addressed
When analysing quotes, look out for hidden extras. The majority decent Beaworthy high street solicitors give an all-inclusive price. Often online companies appear to offer discounted fees, but have hidden 'extras' in the small print.