I am obtaining a mortgage with Santander. I intend to instruct a Licensed Conveyancer in Hungerford. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
As a novice what is the most important piece of guidance you can impart about purchase conveyancing in Hungerford?
Not many law firms shout this from the rooftops but conveyancing in Hungerford and elsewhere in Berkshire is an adversarial experience. In other words, when it comes to conveyancing there is plenty of opportunity for friction between you and other parties involved in the legal transfer of property. For instance, the vendor, selling agent and on occasion your mortgage company. Choosing a solicitor for your conveyancing in Hungerford an important selection as your conveyancer is your adviser, and is the SOLE person in the transaction whose responsibility is to act in your legal interests and to protect you.
Every so often a potential adversary will try and sway you that it is in your interests to do things their way. For instance, the estate agent may claim to be helping by suggesting your solicitor is slow. Or your financial adviser may advise you to do take action that is contrary to your conveyancers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.
I have been referred to a conveyancing solicitor in Hungerford. I I am struggling to find out whether they are on the Platform Home Loans Ltd approved list of lawyers. Could you help?
You should phone the conveyancer and enquire if they are on the lender panel. Otherwise you should get in touch with Platform Home Loans Ltd who may be able to help.
I have todaydiscovered that Arc property Solicitors have been shut down. They carried out my conveyancing in Hungerford for a purchase of a freehold house 18 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hungerford conveyancing specialists.
How does conveyancing in Hungerford differ for new build properties?
Most buyers of new build property in Hungerford come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because house builders in Hungerford typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hungerford or who has acted in the same development.
A conveyancing firm acted on my conveyancing in Hungerford half a dozen years ago and was holding my registration documents but has since been shut down – how do I get hold of them?
Deeds, as such, no longer exist as the majority of properties in Hungerford are recorded electronically at Land Registry. If you need to show ownership or are disposing of or re-mortgaging your solicitor can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.