My financial adviser requires my Hungerford solicitor’s panel reference for the Nat West conveyancing panel. Can you suggest how I find this out. I have tried my local Hungerford branch but they have not got back to me yet.
Have you tried contacting your Hungerford property lawyer about this?. Most Hungerford law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
My wife and I are only a couple days away from an exchange on a property in Hungerford and my mum and dad have transferred the exchange deposit to my conveyancing practitioner. I am now informed that as the deposit has been sent from someone other than me my property lawyer needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender about my parents' contribution when I applied for the mortgage, so is it really necessary for this now to delay the deal?
Your property lawyer is obliged to check with the bank to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only notify this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.
Just had an offer accepted on a new build flat in Hungerford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hungerford
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan.
I opted to have a survey done on a house in Hungerford ahead of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some lenders may not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hungerford. Conveyancing will be smoother if you use a solicitor in Hungerford especially if they are familiar with such properties in Hungerford.
Is there anything unique about your site and other web based conveyancing solicitors for conveyancing in Hungerford?
At this site obtain a conveyancing quote via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Hungerford. Unlike many estate agents and many comparison sites we do not have referral arrangements with solicitors. Some agents and online brokers 'recommend' the firm who pay the highest per referral, rather than the best value conveyancing in Hungerford
Is there a reason that Hungerford conveyancing fees are more expensive for leasehold and freehold properties?
Leasehold conveyancing in Hungerford more often than not will involve additional due diligence such as fully examining the lease, communicating with the freeholder, obtaining up to date rent receipts, landlord’s consents, management company’s accounts etc.