My partner’s dad is a conveyancing practitioner. I anticipate that I will receive preferential fee for conveyancing, but if not, what level of fees should I be paying for conveyancing in Hungerford?
You should contrast pricing. Do use our search tool on this site. You will notice that estimates may contrast greatly but service levels do are distinct between solicitors as is true with most professions.
If you had a top tip for choosing a conveyancing solicitor in Hungerford what would it be?
Do not opt for the lowest Hungerford conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I currently have a mortgage with Lloyds for my property in Hungerford. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Lloyds must be informed of your intention prior to renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel solicitor.
After weeks of negotiation I have agreed a price on a house in Hungerford. My financial adviser recommended their conveyancers. I paid an upfront payment of £175. A few days later, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Various internet forums that I have come across warn that are the main reason for delay in Hungerford conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the common causes of hindrances during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Hungerford.
My wife and I have a renovated Georgian property in Hungerford. Conveyancing practitioner represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the exact same address. Is it worth asking Chelsea Building Society to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hungerford and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who carried out the work.
What makes your site different to other internet conveyancing solicitors when it comes to conveyancing in Hungerford?
At this site secure a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Hungerford. Unlike many estate agents and many comparison sites we do not have referral deals with solicitors. Some agents and online brokers 'recommend' the firm who pay the most commission, not the best value conveyancing in Hungerford
Am I best advised to appoint a Hungerford conveyancing solicitor based in the area that I am buying? An old friend can carry out the conveyancing but her office is 200miles away.
The benefit of a high street Hungerford conveyancing practice is that you can pop in to sign documents, present your identification documents and pester them if necessary. They will also have local intelligence which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and on the whole were content that should outweigh using an unfamiliar Hungerford conveyancing solicitor solely due to them being local.