I instructed a high street lawyer for my conveyancing in Langstone today. Upon checking the terms of engagement I notewe are responsible for costs even if the dealdoes not happen. Should I ditch them and choose a web based conveyancing company offering no completion no charge conveyancing in Langstone?
It is usually a trade off in that if "No Completion No Fee" is offered then the fee levels will tend to be be uplifted to cover those cases that fail to complete. You should be mindful that these promotions tend not to cover outlay for example Langstone conveyancing search costs.
The Langstone conveyancing firm handling our Langstone conveyancing has identified an inconsistency between the surveyor’s assumptions in the valuation survey and what is in the title deeds. My lawyer has advised that he needs to check that the lender is OK with this discrepancy and is content to go ahead. Is my lawyer’s approach appropriate?
Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Completed the sale of my flat in Langstone last January but my buyer keeps texting every few hours to say her conveyancer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
After completion of your sale your solicitor should forward the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your solicitor must also confirm that the mortgage has been repaid to the purchasers solicitors. There is unlikely to be post completion requirements unique to conveyancing in Langstone.
My aunt advised me that in purchasing a property in Langstone there may be a number of restrictions preventing external alterations to the property. Is this right?
We are aware of a number of properties in Langstone which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Langstone should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Langstone CQS (Conveyancing Quality Scheme) solicitors are on the Skipton conveyancing panel?
A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
I can not work out if my lender requires a lease extension. I have called into my local Langstone building society branch on numerous occasions and was informed it wasn't a problem and they will lend. My Langstone conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they would not lend based on their published requirements. Who do I believe?
The property lawyer has to follow the Council of Mortgage Lenders’ Handbook Part 2 provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Do I need to pay for insurance to address the risk of chancel repairs when purchasing a house in Langstone?
Unless a previous purchase of the house completed after 12 October 2013 you could expect solicitors carrying out conveyancing in Langstone to remain recommending a chancel search and or chancel repair liability insurance.
I need to find a conveyancing solicitor for sale conveyancing in Langstone. I've discover a site which appears to be the perfect answer If there is a chance to get all the legals completed via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?