My husband and I are purchasing a 3 bedroom flat in Huddersfield with a mortgage. We have a Huddersfield solicitor, but the bank says he's not on their "panel". It appears that we have no choice but to appoint one of the mortgage company panel conveyancing practices or keep our Huddersfield property lawyer and pay for one of their panel lawyers to represent them. This seems very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Huddersfield conveyancing lawyer to apply to be on the conveyancing panel.
Can you recommend a Barclays sanctioned Huddersfield conveyancing solicitor who can have us moved in within a short deadline? Would it be better to use a local Huddersfield solicitor or an internet firm?
We would be happy to suggest some excellent Huddersfield conveyancing firms. You can also walk up the high street in Huddersfield. Visit two or three law practices and request to see a conveyancing solicitor for a fee estimate. Discuss your requirements together with your reasons and get a commitment on speed. Choose the lawyer that genuine.
Finally the sale completed on my house in Huddersfield last October but our buyer keeps telephoning every few hours to say their lawyer is waiting to hear from mysolicitor. What should my lawyer have done following completion?
Post completion of your sale your solicitor is duty bound to deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also confirm that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There is unlikely to be post completion steps just for conveyancing in Huddersfield.
Due to the input of my in-laws I had a survey completed on a property in Huddersfield ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some lenders tend refuse to give a mortgage on this type of house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Huddersfield. Conveyancing will be smoother if you use a solicitor in Huddersfield especially if they are acquainted with such properties in Huddersfield.
How simple is it to use the search app to locate a conveyancing lawyer in Huddersfield on the approved list for my mortgage?
1st pick a mortgage company such as Halifax, Skipton Building Society or TSB then type in your location for example Huddersfield. Conveyancing firms in Huddersfield and across England and Wales will then be shown.
I note that you have a search directory identifying solicitors on the mortgage company conveyancing panel. Do Huddersfield conveyancing firms pay you a commission if I appoint them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Huddersfield.