When does exchange of contracts happen for residential conveyancing in Holywell and do I need to attend the lawyers branch?
Where you are local to one of the conveyancing solicitors in Holywell you are welcome to come in to sign the paperwork. However, the law practices we work with supply countrywide coverage for conveyancing and give just as detailed and professional a job for you when dealing with you by post or email. The signing of the contract is not the important part. Signing on the dotted line is necessary for the firm to address the formalities at the appropriate time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Holywell)to be in the office at the appropriate time.
Is there a search tool that I can use to investigate if the solicitor carrying out my conveyancing in Holywell is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus paying £187.00 plus VAT in additional conveyancing charges.
Please do take advantage of the search tool on this site. Pick the lender and type ‘Holywell’ or your preferred area and you will discover numerous conveyancers based in Holywell or nearest you.
I am helping my mother sell her property in Holywell. Does the conveyancer commission the energy assessment or it is for the seller to see to?
Following the demise of HIPs, energy performance certificates became a compulsory component of selling a house. An EPC should be to hand in advance of the property being placed on the market. This is not as aspect of the sale process that conveyancers normally arrange. If you are instructing a Holywell conveyancing practitioner they may be able to arrange energy assessments due to their contacts with reputable Holywell accredited person
A colleague advised me that in purchasing a property in Holywell there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of a number of properties in Holywell which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Holywell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
After much negotiation I have agreed a price on a house in Holywell. My financial adviser recommended their conveyancers. I paid an on account payment of £175. Soon after, the conveyancing practitioner contacted me embarrassingly acknowledging that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
four months have gone by following my purchase conveyancing in Holywell completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a ground for flat up to £305k and identified one close by in Holywell I like with open areas and transport links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Holywell suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a mortgage that many years will likely be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
Been reading online that Holywell solicitors are more expensive than licensed conveyancers in Holywell when it comes to purchasing a house. Am I better off using a conveyancer or a solicitor where I am buying a house in Holywell.
When it comes to conveyancing in Holywell the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.