I am getting a mortgage with Halifax. I intend to retain the legal services of a Licensed Conveyancer in Grange Over Sands. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
In the event thatI was to acquire a freehold housein Grange Over Sands for cash and dispense with a survey and no conveyancing searches how much should I expect to to save on my conveyancing in Grange Over Sands?
The sole saving you would make on is the Grange Over Sands conveyancing searches. The lawyer is required to do the vast majority of work - money laundering, liaising with your vendors solicitor, stamp duty return, register the ownership etc. A marginal saving might be made by not needing to register a mortgage however it won't be a lot.
We note that you have a search directory identifying solicitors on the Aldermore conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Grange Over Sands?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Grange Over Sands.
I have justfound out that Arc property Solicitors have closed. They conducted my conveyancing in Grange Over Sands for a purchase of a freehold house 10 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Grange Over Sands conveyancing specialists.
I opted to have a survey carried out on a house in Grange Over Sands in advance of instructing solicitors. I have been advised that there is a flying freehold element to the property. My surveyor advised that some lenders may not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Grange Over Sands. Conveyancing will be smoother if you use a solicitor in Grange Over Sands especially if they regularly deal with such properties in Grange Over Sands.
Would local authority permission be necessary to convert a house into a couple of flats in Grange Over Sands? This has occurred to a house adjacent to my home in Grange Over Sands and was unaware of it happening until it was complete.
Planning permission is required for splitting a single house in Grange Over Sands into flats but probably not for converting once again to single dwelling-house so, in answer to your question, yes.