As a novice what is the most important advice you can give me about purchase conveyancing in Lancaster?
You may not hear this from too many lawyers but conveyancing in Lancaster or throughout Lancashire is an adversarial experience. In other words, when it comes to conveyancing there is lots of room for friction between you and others involved in the legal transfer of property. For instance, the vendor, selling agent and sometimes the bank. Selecting a lawyer for your conveyancing in Lancaster is a critical decision as your conveyancer is your adviser, and is the ONE party in the transaction whose role it is to protect your best interests and to keep you safe.
There is a definite ongoing adversarial element to conveyancing- someone has to be blamed for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer above all other parties in the home moving process.
I am purchasing a right to buy a flat in Lancaster. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Lancaster you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Lancaster.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Lancaster?
There are many registered licenced Conveyancers in Lancaster and Solicitor firms in Lancaster to choose from It is important to make clear that both are regulated professionals specialising in the legal aspects of transferring property. They may both also deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Can you point me to a directory of Yorkshire BS panel conveyancers in Lancaster on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association sites. A small selection of lenders make their panel listings viewable over the internet. If you are seeking to appoint a Lancaster conveyancer on the Yorkshire BS please use our facility.
Is it the case that all Lancaster conveyancing solicitors on the Principality conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Principality approved list of solicitors they would need to be regulated by the SRA. Some mortgage companies do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.
Me and my brother have a terraced Victorian property in Lancaster. Conveyancing lawyer represented me and The Royal Bank of Scotland. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same address. Is it worth asking The Royal Bank of Scotland to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lancaster and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the situation with your conveyancing lawyer who carried out the work.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Lancaster is where the house is located. Is there any advice you can give?
Flying freeholds in Lancaster are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lancaster you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lancaster may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What does commercial conveyancing in Lancaster cover?
Non domestic conveyancing in Lancaster covers a wide array of services, provided by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.