I was referred a lawyer who has sent a quote for £1350 for fixed fee conveyancing in Lancaster. I’m hoping to downsize from a modern property for £150,000. Is this over the top? Is it above the average fee for conveyancing in Lancaster?
The estimate does seem a tad overpriced. If you shop around you may be able to trim some of the cost by perhaps a hundred pounds. On the other hand, you couldlive to rue choosing an an untested lawyer. Remember to be sure the conveyancer can also act for your lender. You can use our search tool to find a Lancaster conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Lancaster.
I have given 2 months notice to my current landlord and must leave my let out property in Lancaster by 11/6/2021. Conveyancing on my purchase is progressing. Can I complete in three weeks as I wish to avoid having to find temporary accommodation?
It is unwise to provide notice on a rental unless exchange of contracts has taken place. Assuming that you have not already done so, update to your conveyancer and request that they chase the other solicitors, try to get a realistic time scale from them that everyone will work to achieve
I own a freehold house in Lancaster but nevertheless invoiced for rent, why is this and what is this?
It is rare for properties in Lancaster and has limited impact for conveyancing in Lancaster but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
My husband and I decided to purchase a purpose built apartment in Lancaster with a homeloan from Clydesdale.We would like to retain our Lancaster conveyancing lawyer but Clydesdale says she’s not listed on their approved list of firms. It seems we are left with little choice but to instruct a Clydesdale panel firm or keep our high street solicitor and pay for a Clydesdale panel lawyer to represent them. This seems very unfair; Can we not simply insist that Clydesdale use our lawyer?
Unfortunately,no. The mortgage issued to you is subject to its various provisions, a common one being that solicitors will be on the Clydesdale solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Clydesdale
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Lancaster is where the house is located. Can you shed any light on this issue?
Flying freeholds in Lancaster are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lancaster you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lancaster may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
In my capacity as executor for the estate of my uncle I am selling a house in Newport but live in Lancaster. My conveyancer (based 260 miles awayneeds me to sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Lancaster who can attest and place their company stamp on the document?
Technically speaking you should not be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Lancaster based