Can conveyancing in Lancaster to be concluded in under 3 weeks?
In a situation where the seller is applying time constraints for your conveyancing it is advisable to make sure that your lawyer is familiar with the location as they will make use of local contacts and knowledge. It is possible that they may have conducted otherhouses in the same road. Therefore consider using a Lancaster conveyancing solicitor. In addition, be sure that the lawyer is on the on the approved list for your mortgage company. It is believed that 18% of Lancaster conveyancing deals are held up or jeopardised after finding out that a buyer’s conveyancer was not on their banks member panel. This can often result in the home move being delayed by an average of three weeks. It is understood that this issue impacts in the region of 100,000 home sales annually. Most Lancaster conveyancing firms can not represent certain mortgage companies so do check at the outset.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Lancaster. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/10/2025, the requirements read as follows :
Can you point me to a directory of Yorkshire BS panel solicitors in Lancaster on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings open the public over the internet. If you are looking for a Lancaster solicitor on the Yorkshire BS please use our facility.
We had selected solicitors with offices in Lancaster on the RBS solicitor approved list. They have just billed me a further fee for the legal aspects of the RBS mortgage. Is this a supplemental conveyancing fee specified by RBS?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. The fee is not set by RBS but by your Lancaster conveyancing practitioner. Some firms on the RBS panel will quote an ‘acting for lender’ fee but plenty of practices incorporate it on their overall fee.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Lancaster bank branch on various occasions and was told it does not impact the mortgage offer and they would lend. My Lancaster conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Provided that the lawyer is on the mortgage company approved list, they must follow the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
three months have gone by following my purchase conveyancing in Lancaster took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am looking for a flat up to £245,000 and found one round the corner in Lancaster I like with a park and railway links in the vicinity, however it's only got 49 remaining years left on the lease. I can't really find anything else in Lancaster for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan the remaining unexpired lease term may be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
My husband and I are novice buyers - had an offer accepted, but the estate agent advised that the vendor will only issue a contract if we appoint their recommended solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local solicitor used to conveyancing in Lancaster
It is highly unlikely the owners are behind this. If they desire ‘a quick sale', turning down a serious buyer is not the way to achieve this. Speak to the vendors direct and make sure they comprehend that (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your preferred Lancaster conveyancing lawyers - rather thanthe ones that will give their estate agent a commission or hit his conveyancing figures pre-set by HQ.