I am obtaining a offer of a home loan from Lloyds. I would like to retain the legal services of a Licensed Conveyancer in Ulverston. Does the Lloyds Conveyancing panel exclude conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We see that you have a search directory listing firms on the Clydesdale conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Ulverston?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Ulverston.
My wife and I have recently appointed a conveyancing solicitor in Ulverston. I need to find out if they are on the Bank of Ireland approved list of lawyers. Could you assist?
The first thing to do is call the lawyer and ask them if they can act for the lender. Otherwise please get in touch with Bank of Ireland who may be able to confirm.
We are planning to move property in December. Should my conveyancing solicitor communicate with the removal company on the day of completion. Incidentally, can you put forward a removal company in Ulverston. Conveyancing lawyer was found prior to coming across this website.
On the day of completion you will need to pick up the house keys from the property agent however this should only occur when the sellers conveyancers confirm to the agent that they have the completion monies and the keys can be handed over. You should advise the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can help you find a residential property solicitor in Ulverston or a lawyer with expertise in conveyancing in Ulverston.
My conveyancer has informed me that defective lease insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Ulverston?
The right level of defective lease indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
My husband and I are in the process of viewing houses in Ulverston and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Virgin Money.
It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are getting a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.
I have recentlybecome aware that Stirling Law have been shut down. They conducted my conveyancing in Ulverston for a purchase of a freehold house 12 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ulverston conveyancing specialists.
I have been on the look out for a flat up to £245,000 and found one near me in Ulverston I like with a park and railway links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Ulverston suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.