I am hoping to receive a mortgage with Halifax. I intend to use a Licensed Conveyancer in Freshwater. Does the Halifax Solicitor panel exclude conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
What is the best way to check that the solicitor handling my conveyancing in Freshwater is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Alliance & Leicester thus spending £192.00 in another set of legal bill.
You should make the most of the search tool on this web page. Pick the lender and type ‘Freshwater’ or your location and you will discover a number of lawyer offices in Freshwater or nearest you.
The deeds to my property can not be found. The conveyancers who handled the conveyancing in Freshwater 10 years ago have long since closed. What are my options?
Assuming the title is registered the details of your proprietorship will be evidenced by HMLR with a Title Number. It is possible to perform a search at the Land Registry, locate your house and get up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I am buying a new build apartment in Freshwater. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Freshwater
Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Due to the input of my in-laws I had a survey completed on a house in Freshwater ahead of instructing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor has said that some lenders will not grant a loan on such a home.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Freshwater. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Freshwater to see if the conveyancing costs will increase in light of this.
In my capacity as executor for the will of my father I am selling a house in Neath but I am based in Freshwater. My conveyancer (based 300 miles from meneeds me to execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Freshwater who can witness and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are based in Freshwater