Find a Lender-Approved Local Conveyancer in Colchester

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Follow your intuition—you will have a better home move where you instruct a local solicitor in Colchester

Logical reasons to use our service to help you choose a high street conveyancing solicitor in Colchester

  • 1 This site is the first site offering you the facility to ensure that your conveyancing in Colchester will be carried out by a law firm on your bank member panel.
  • 2 No matter what any other companies say it just might be necessary to pop into your conveyancer to sign documents. There are enough parties involved in a homemove without having to add the postman into the mix.
  • 3 Excellent communication and pure property expertise are key benefits that you should seek when selecting conveyancing solicitors. Colchester conveyancing can be made a lot more protracted because of lack of transparency between all the parties. The lawyers we work with strive to make sure that the lines of communication are open and act on arising issues and developments expeditiously.
  • 4 Colchester property lawyer are the linchpin to a successful Colchester home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 5 Retaining the services of a a family Solicitor on the whole results in a more personalised service. When using a an online conveyancing factory, you tend to be looked after by a team of people who who progress matters by determining whether the ‘computers says no’.

Examples of recent conveyancing in Colchester since March 2024*

Recently asked questions about conveyancing in Colchester

Can the conveyancing practitioners identified via your search tool execute auction conveyancing in Colchester?

There are a few auction solicitors we can put you in touch with those specialising in auction conveyancing. Colchester is just one of our locations in which our lawyers are based.

The mortgage over my property is with Leeds Building Society for my property in Colchester. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leeds Building Society?

Leeds Building Society must be informed of your intention prior to renting your property as this is likely to be a breach of Leeds Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leeds Building Society directly. It should not be necessary to do this via a Leeds Building Society conveyancing panel solicitor.

After weeks of negotiation I have agreed a price on an apartment in Colchester. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. A couple of days later, the lawyer contacted me sheepishly admitting that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Colchester solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Colchester surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

Have completed on a a terraced house in Colchester , What is the estimated time for the Land Registry to record my title? My Colchester conveyancing solicitor has been painfully slow, so I want to be sure that my purchase is recorded.

As far as conveyancing in Colchester is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry communicate with any third parties. As of today roughly 80% of such applications are fully addressed within 12 days but occasionally there can be extensive hold-ups. Historically registration occurs once the new owner is living at the premises thus an expedited registration is not always top priority but where there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.

How does conveyancing in Colchester differ for new build properties?

Most buyers of new build property in Colchester come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in Colchester tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Colchester or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Colchester is where the house is located. What do you suggest?

Flying freeholds in Colchester are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Colchester you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Colchester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Back In 2002, I bought a leasehold house in Colchester. Conveyancing and Aldermore mortgage organised. A letter has just been received from someone claiming to own the freehold. Attached was a ground rent demand for rent dating back to 1991. The conveyancing solicitor in Colchester who acted for me is not around. What should I do?

First make enquiries of HMLR to be sure that the individual claiming to own the freehold is indeed the new freeholder. There is no need to incur the fees of a Colchester conveyancing practitioner to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Leasehold Conveyancing in Colchester - A selection of Queries Prior to Purchasing

    How many of the leaseholders are in arrears for their maintenance charge payments? Be sure to enquire if there is anything that is prohibited in the lease. For instance it is fairly common in Colchester leases that pets are not allowed in in a block in Colchester. If you like the flatin Colchester but your cat can’t make the move with you then you will be faced difficult determination. This information is useful as a) areas can cause problems for the block as the communal areas may begin to deteriorate if repairs remain unpaid b) if the leasehold owners have a dispute with the managing agents you will want to have full disclosure

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Residential Landlord and Tenant Conveyancing solicitors in Colchester

The list below is a non-comprehensive list of solicitors in Colchester practicing in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Service charge disputes

  • Kew Law Llp, 55 North Hill, Colchester, Essex, CO1 1PX
  • Goody Burrett Llp, St Martins House, 63 West Stockwell Street, Colchester, Essex, CO1 1HE
  • John Fowlers Llp, Town Hall Chambers, St. Runwalds Street, Colchester, Essex, CO1 1DS
  • Sparling Benham & Brough, 3 West Stockwell Street, Colchester, Essex, CO1 1HQ
  • Ellisons, Headgate Court, Head Street, Colchester, Essex, CO1 1NP

Residential Licensed Conveyancers in Colchester regulated by the CLC

Please be aware that the listed conveyancers do not limit their work for conveyancing in Colchester but also conveyancing across England and Wales.
  • Lorna Kean & Co Ltd, Vine House, Malting Road, CO5 7PU

Planning law solicitors in Colchester regulated by the Solicitors Regulation Authority

The list below is a non-comprehensive list of solicitors in Colchester specialising in planning law. The solicitors can give expert legal advice on all aspects of planning, including planning applications and appeals
  • Linda S Russell Limited, 57 North Hill, Colchester, Essex, CO1 1PX

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.