I was notified today by my lender that my Castleford solicitor is not on the mortgage company Solicitor panel. How can I be certain that this is indeed the case?
Your first step should be to call your Castleford lawyer directly. It is reasonable to expect your lawyer to inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
We see that you have a search directory listing solicitors on the Aldermore conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Castleford?
We are a listing service only for law firms wishing to communicate if they are on the Aldermore conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Castleford.
The deeds to our property are lost. The lawyers who conducted the conveyancing in Castleford 5 years ago are no longer around. What are my options?
As long as you have a registered title the information relating to your proprietorship will be held by HMLR under a Title Number. It is easy to execute a search at the Land Registry, locate your house and get up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
Just had an offer accepted on a new build flat in Castleford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Castleford
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I opted to have a survey completed on a property in Castleford prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to issue a loan on such a home.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Castleford. Conveyancing may be slightly more expensive based on your lender's requirements.
My wife and I have recently appointed a conveyancing solicitor in Castleford. I I would like to check if they are on the bank's approved list of lawyers. Could you or the bank confirm if they are on the panel?
One option is to phone the lawyer to check if they are on the bank's approved list. If that does not help call us and we can make some checks for you. If they are not on the bank panel we can certainly arrange a quality conveyancing solicitor in Castleford on the approved list for your lender.