Find a Lender-Approved Local Conveyancer in Borth

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You can try and find the cheapest conveyancing solicitors in Borth but be careful as you may get what you pay for.

5 reasons to use our service to assist you choose a high street conveyancing solicitor in Borth

  • 1 Borth lawyers work in conjunction with Borth estate agents, property finders, surveyors, lenders and other professionals to make sure that the highest level of service is provided to clients every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 2 Experience means that Borth lawyer have developed very good connections with Borth local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of dealing with your conveyancing in Borth.
  • 3 The Borth conveyancing practitioners that are listed are dedicated to supplying value for money, efficient and accessible conveyancing service to borrowers, sellers and remortgagors in Borth
  • 4 We are the UKs most comprehensive domestic conveyancing directory listing lender approved law practices carrying out conveyancing in Borth registered with the SRA or Council of Licensed Conveyancers.
  • 5 The mark of a good conveyancing solicitor in Borth is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the level of professionalism you will expect.

Examples of recent conveyancing in Borth since March 2024*

Recently asked questions about conveyancing in Borth

I am getting a offer of a home loan from Nat West. I hope to employ the services of a Licensed Conveyancer in Borth. Does the Nat West Conveyancing panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Our conveyancer has identified a a legal deficiency with the lease for the flat we are buying in Borth. The other side have offered defective title insurance as a workaround. We are content with insurance and will pay for it. Our conveyancing practitioner has advised that he must ensure that the bank is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your property lawyer will have no choice but to discontinue acting for you.

Is it the case that all Borth solicitors on the UBS conveyancing panel are regulated by the Solicitors Regulatory Authority?

As solicitors, in order to be on the UBS conveyancing panel they would need to be overseen by the SRA. Many banks do allow licenced conveyancers on their panel and in that case the organisation would be overseen by the Council of Licensed Conveyancers.

We had instructed conveyancing lawyers based in Borth on the Bank of Ireland solicitor panel. They have just invoiced me a further amount for handling the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can levy a fee for this. This charge is not dictated by Bank of Ireland but by your Borth conveyancing practitioner. Numerous firms on the Bank of Ireland panel will levy an ‘acting for lender’ fee and others do not.

Nottingham have agreed my home loan in principle, my offer on a flat in Borth has been agreed to, what are the next steps?

Your property agent will need to know who your solicitors are (ensure that the conveyancing practitioners are on the lender’s approved list). Telephone Nottingham or the broker and complete any outstanding paperwork. Nottingham will appoint a valuer who will get in touch with the selling agent or vendor to arrange a time for the valuation to happen. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Nottingham will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Borth.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Borth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Borth

    Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

What does commercial conveyancing in Borth cover?

Borth conveyancing for business premises incorporates a wide range of services, provided by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.

I am on look out for some leasehold conveyancing in Borth. Before I get started I want to be sure as to the remaining lease term.

If the lease is recorded at the land registry - and most are in Borth - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Borth Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

    The best form of lease structure is where the freehold interest is in the ownership of the leaseholders. In this scenario the tenants enjoy being in charge if their destiny and notwithstanding that a managing agent is usually retained where the building is bigger than a house conversion, the managing agent employed by the leaseholders. The majority of Borth leasehold apartments will have a service charge for maintenance of the block levied on behalf of the management company. Should you acquire the property you will have to pay this charge, usually quarterly accross the year. This can vary from two or three hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all likelihood there will be a ground rent to be met yearly, this is usually not a exorbitant sum, say about £25-£75 but you should to enquire as on occasion it could be prohibitively expensive. Who is in charge of the block?

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Commercial Conveyancing solicitors in Borth regulated by the SRA

The list below is a non-comprehensive list of solicitors in Borth with expertise in commercial conveyancing in Borth. This may include advice on complex issues under the Landlord and Tenant Act of 1954
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • Powell Davies Solicitors Limited, Market Chambers, 27 Eastgate, Aberystwyth, Ceredigion, SY23 2AR

Planning law solicitors in Borth regulated by the Solicitors Regulation Authority

The list below is a non-comprehensive list of solicitors in Borth specialising in planning law. This may include advice on compulsory purchases in Borth
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT

Borth commercial property solicitors provide expert offering advice on numerous aspects of commercial property law

    Sale or acquisition of commercial property investments, including at auction Telecommunications and broadcast mast sites Offices, shops or industrial units Advising landlords and tenants in respect of ancillary documentation e.g. licences to alter, assign underlet etc Commercial development (from overage and options through to site acquisitions and construction)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.