I have given 2 months notice to my current landlord and must leave my rented apartment in Benllech by 22/8/2025. Conveyancing on my purchase is progressing. How realistic is it to complete in 5 weeks as don't want to have to move into short term accommodation?
It is unwise to serve notice on a rental until your lawyer suggests that you should. If you have not previously done so, contact to your solicitor and request that they seek the assistance the other side, try to an acceptable time-line that everyone will work towards
I own a freehold residence in Benllech yet invoiced for rent, why is this and what is this?
It is rare for properties in Benllech and has limited impact for conveyancing in Benllech but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
My grandfather passed away 10 months ago and as sole heir and executor I was left the house in Benllech. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
If you plan to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
What can a local search reveal about the property we're purchasing in Benllech?
Benllech conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example Searchflow The local search plays an important part in most Benllech conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search will supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.
I decided to have a survey completed on a property in Benllech prior to instructing lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend refuse to give a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Benllech. Conveyancing will be smoother if you use a solicitor in Benllech especially if they regularly deal with such properties in Benllech.
Is it simple use the search facility to get a costs illustration from a conveyancing lawyer in Benllech on the authorised to act for my bank?
1st select a mortgage company such as Halifax, Coventry Building Society or Alliance & Leicester then choose your location for example Benllech. Conveyancing organisations in Benllech and across England and Wales should be identified.