In what way does my ID and proof of funds have anything to do with my conveyancing in Benllech? Is this really warranted?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with before they can accept their conveyancing instruction. The Terms of Engagement that you need to sign should reaffirm this. Your lender will also require certain documents to be viewed. If you refuse to provide ID verification documents, your lawyer would not be able to accept instructions from you.
I am planning to move home in April. Does my conveyancing solicitor call the removal company on the completion day. Incidentally, can you suggest a removal company in Benllech. Conveyancing solicitor was organised prior to coming across your website.
On the day of completion you can pick up the keys from the estate agent however this should only happen after the sellers solicitors advise the agent that they have the completion monies and the keys can be released. Subsequently you should inform the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you find a residential property solicitor in Benllech or a legal practice that specialises in conveyancing in Benllech.
We had instructed conveyancing lawyers based in Benllech on the Barclays solicitor approved list. They are now charging me a separate amount for the legal aspects of the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer can charge a fee for this. This charge is not dictated by Barclays but by your Benllech conveyancer. Numerous firms on the Barclays panel will levy ’dealing with mortgage’ fee but some practices include it on their overall fee.
Can I be sure that the Benllech conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Benllech seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your transaction.
3 months have gone by since my purchase conveyancing in Benllech took place. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Benllech is the location of the property. Can you shed any light on this issue?
Flying freeholds in Benllech are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Benllech you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Benllech may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I'm refinancing my current property to a buy to let mortgage with Godiva Mortgages Ltd and I will use the rest of the raised equity as a deposit on a second house. The area we are talking about is Benllech. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?
Make use of our comparison tool on this page to ensure that the lawyers are approved by both lenders. Having checked that they are the conveyancer will be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and make clear your expectations and requirements.
My husband and I are 17 days into a residential purchase having been directed to a firm by the estate agent to execute conveyancing in Benllech. I am not happy. Could you you assist me in finding new lawyers?
They would have to be really poor to suggest replacing them. Has the loan offer been sent? If so you must make them aware of the new contact details and have the offer are re-issued. Your new solicitor ideally needs to be on the mortgage company approved list to avoid supplemental charges and complications. So that should be your first question of the new lawyers. Our search tool will assist you in finding a bank approved conveyancer for your conveyancing in Benllech