Just been in touch with my conveyancing lawyer in Bardsley who acted for me two years ago requesting a conveyancing estimate based on an identical type of house sale & purchase (a leasehold premises and a freehold property) of almost identical values with a mortgage from Bank of Scotland. I am now being quoted twice the amount. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The quote is fractionally on the steep side. If you you were to look around you could get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, assuming were pleased with the assistance the firm gave you couldlive to rue choosing an a cheaper conveyancer. If is important to ensure the solicitor can also act for Bank of Scotland. You can employ our search tool to find a Bardsley conveyancing firm on the Bank of Scotland approved list of lawyers, which can often include conveyancing solicitors in Bardsley.
Do the conveyancing solicitors identified via your search tool handle attended exchange conveyancing in Bardsley?
There are a few conveyancing experts carrying out personalised exchanges. Do e-mail us to obtain a conveyancing quote and details as to dates.
It is is a decade since I bought my property in Bardsley. Conveyancing lawyers have now been retained on the sale but I can't track down the title documents. Is this a problem?
You need not be too concerned. First the deeds may be retained by the lender or they may be in the possession of the conveyancers who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Bardsley relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is resolvable.
I am considering applying for a Clydesdale mortgage for purchase of a newly converted (under development) in Bardsley with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Clydesdale ?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am buying a new build house in Bardsley with a loan from The Royal Bank of Scotland. The developers refused to reduce the amount so I negotiated 6k of extras instead. The house builders rep suggested that I not reveal to my conveyancer about the deal as it will put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
At long last our conveyancing in Bardsley is set to complete on Friday, however the person I am purchasing from has asked to move out on the Saturday afternoon. Do I agree to this?
In situations where you require a loan then your property lawyer will insist that you have vacant possession on Friday - the bank will insist on it.