Recently been in touch with my conveyancing lawyer in Bardsley who conducted the legals two years ago asking for a conveyancing estimate based on an identical type of house sale & purchase (a leasehold property and a freehold property) of almost identical values with a home loan from HSBC Bank. It looks as though am now being quoted double. Should I look for an alternative property lawyer?
The charges seem a bit high. Where you are content to spend time contrasting charges you might get the conveyancing a bit cheaper by perhaps a hundred pounds. On the other hand, if you were content with the conveyancing the firm gave you maylive to rue opting for an a cheaper lawyer. Don't forget to ensure that the solicitor can act for HSBC Bank. Do employ our search tool to locate a Bardsley conveyancing firm on the HSBC Bank conveyancing panel, which can often include conveyancing solicitors in Bardsley.
Finally the sale completed on my house in Bardsley last August yet the purchaser is Skype messaging daily to moan that his solicitor needs to hear from mysolicitor. What should have happened following completion?
After completion of your house sale your conveyancer is committed to deliver the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer should also evidence that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion formalities just for conveyancing in Bardsley.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Bardsley?
There are many recorded licenced Conveyancers in Bardsley and Solicitor partnerships in Bardsley offering conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have today made my last payment due on my mortgage with Barclays. I assume I don't need a Bardsley conveyancer on the Barclays panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Barclays mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Barclays mortgage from the register. Barclays, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Barclays has sent the Land Registry the discharge electronically, and
- Barclays has instructed the Land Registry to do so
Skipton have agreed my mortgage in principle, my offer on a property in Bardsley has been accepted, now what?
The property agent will wish to know who your solicitors are (be sure the lawyers are on the lender’s panel). Telephone Skipton or the broker and complete any outstanding documentation. Skipton will sellect a valuer who will get in contact with the selling agent or vendor to book a slot for the valuation to occur. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Skipton will issue the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bardsley.
Me and my brother have a 4 bedroom Georgian house in Bardsley. Conveyancing practitioner acted for me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bardsley and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with the conveyancing lawyer who completed the work.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Bardsley is where the house is located. Is there any advice you can give?
Flying freeholds in Bardsley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bardsley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bardsley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I am about to spend over three hundred thousand on a house in Bardsley I wish to have a conversation with the lawyer regarding theconveyancing ahead of appointing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the lawyer who will be carrying out your conveyancing in Bardsley.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The solicitors that we put you in touch with believe that the fees you are quoted for residential conveyancing in Bardsley should be the figure that you end up paying.