I own a freehold property in Ashton but still invoiced for rent, why is this and what is this?
It is rare for properties in Ashton and has limited impact for conveyancing in Ashton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
We're in Ashton, First timers purchasing with a mortgage (lender is Clydesdale , and our solicitor is on the Clydesdale conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Clydesdale conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I just bought a property at auction in Ashton. Conveyancing is needed. What are my next steps?
Having for in every practical sense signed on the dotted line you must hire the services of a conveyancing solicitor as a matter of urgency as you now have a pending deadline in which to complete the property. Every auction property will ordinarily have a bespoke legal pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You should pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds organised to complete on the date specified in the contract.
My solicitor has informed me that lack of planning permission insurance is required on my purchase. What is the level of cover for Ashton conveyancing?
The appropriate level of lack of planning permission indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Barnsley Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
I recently had an offer accepted on a house in Ashton. My financial adviser pressured me to appoint their solicitor. I paid an on account payment of £200. Shortly after, the lawyer contacted me sheepishly admitting that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a house in Ashton? or Apparently there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for maintenance towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Ashton?
Unless a previous purchase of the property took place post 12 October 2013 you could take it that solicitors conducting conveyancing in Ashton to remain recommending a chancel search and or chancel repair liability policy.
Am I best advised to go with a Ashton conveyancing solicitor in close proximity to the house I am purchasing? An old friend can conduct the conveyancing but her office is a couple of hundredmiles away.
The primary upside of using a local Ashton conveyancing practice is that you can visit the firm to sign documents, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust used your friend and they were content that must trump using an unknown Ashton conveyancing lawyer just because they are Ashton based.
New build sellers have recommended to me a lawyer and I've sought a quote from them. They are nearly two hundred pounds cheaper than my preferred Ashton conveyancing practitioner. What's the catch?
Developers frequently have panels of property lawyers who expedite matters and who know the developer’s documentation and conveyancing practitioner. Plenty of developers offer an incentive to choose a preferred conveyancer for this reason, any increased cost can be avoided and a builder won't recommend a conveyancing warehouse and run the risk of having the transaction stall when they demand an exchange inside a month. The argument for not agreeing to use the suggested conveyancer is that they may prove unwilling to fight for your interests at the risk of upsetting the developer. If you worry that this may be the situation you should stick with your local Ashton solicitor.