My mortgage broker has requested my Ashton solicitor’s panel member for the Santander conveyancing panel. How do I find this out. I have contacted my local Ashton office but they have not responded to me.
Have you tried calling your Ashton lawyer about this?. Most Ashton law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
I am in a contract race with another prospective purchaser for a property in Ashton. What can I do to expedite matters?
In a situation where you are under time constraints for your conveyancing we would recommend that your solicitor is familiar with the location as they will benefit local connections and know-how. It is even conceivable that they may have handled otherhomes in the same street. Therefore consider using a Ashton conveyancing lawyer. In addition, double check that the lawyer is on the on the approved list for your mortgage company. It is estimated that just under twenty per cent of Ashton conveyancing transactions are suspended or jeopardised after discovering a buyer’s lawyer was not on their mortgage lender’s list of approved solicitors. This can often result in the transaction being delayed by an average of three weeks. It is understood that this issue impacts in the region of one hundred thousand home sales every year. Most Ashton conveyancing practices can not act for certain mortgage companies so do check at the outset.
A friend pointed out to me me that in purchasing a property in Ashton there could be a number of restrictions preventing external alterations to a property. Is this right?
We are aware of anumerous of properties in Ashton which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Ashton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My husband and I have organised a further advance on our home loan from Virgin Money as we intend to carry out improvements to our property in Ashton. Do we need to choose a high street Ashton solicitor on the Virgin Money conveyancing panel to handle the legals?
Virgin Money don't usually require a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Virgin Money conveyancing panel.
We have agreed to purchase a house in Ashton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Virgin Money be concerned?
Given that you are obtaining a mortgage with Virgin Money your lawyer must follow the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Virgin Money. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Virgin Money where a lease fails to meet these provisions. The specifications relate to the installation of panels on properties nationwide and is not isolated to Ashton.
Are there restrictive covenants that are commonly identified during conveyancing in Ashton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Ashton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My father-in-law has suggested that I appoint his lawyers for conveyancing in Ashton. Should I use them?
There are no two ways about it the best way to find a conveyancing solicitor is to have recommendations from friends or relatives who have actually used the solicitor you're considering.
I acquired a house in Ashton last 20/5/2024 and to date it is still not registered with the Land Registry. It was part of a new estate and my solicitor told me that it may take 12 months to register. I have spoken with HM Land Registry directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Should I be concerned?
It is your property lawyer that you must contact in order to satisfy any questions which have arisen as part of the registration process for your Ashton property. Normal Ashton conveyancing practice includes an undertaking on the part of the seller's property lawyer that they will help resolve any requirements raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.