Looking for information about your firm's panel status?
Mortgage Express Solicitor Panel: Recently Asked Questions
Can a firm submit a complaint to the CML about being suspended from the Mortgage Express conveyancing panel?
The CML is not a regulator and therefore cannot investigate grievances against lenders. You can of course contact Lexsure to see if we can assist.
Do banks such as
Mortgage Express run a separate conveyancing panel for buy to let mortgages?
The majority of lenders do not operate a specific buy to let conveyancing panel but we are hearing about a few that do. We do not know what the position is with
Mortgage Express as at todays date. If you're about to receive instructions from a client on a buy to let purchase with a mortgage from
Mortgage Express we suggest that you call
Mortgage Express to check the position.
Who do building societies allow to be on their Conveyancing Panels?
In the same way that there is a unique Mortgage Express
conveyancing panel most building societies, operate a conveyancing
panel for solicitors and other conveyancers that the lender will
instruct. Terms and Conditions and criteria for inclusion on a
building society conveyancing panel vary from lender-to-lender. Having
CQS accreditation may be a requirement. Institutional lenders, such
as a building society, is a client and is entitled to instruct the
solicitor or conveyancer of its choosing (who, in turn, is free to
accept or refuse instructions). Therefore, if lender and borrower
cannot agree which solicitor or conveyancer should represent them
jointly, they would usually proceed on a separate representation
basis. The BSA have not published the equivalent of the UK Finance Lenders’ Handbook
Part 3s.
I recently attended a seminar arranged via my PI broker where it was mentioned that solicitors are being sued for non-compliance with CML PII obligations . I am on the
Mortgage Express conveyancing panel can you tell me how Part 2 changes took place by
Mortgage Express during 2013?
During 2013, 57 sections of the UK Finance Lenders’ Handbook P2 were changed by
Mortgage Express. Some changes are more important than others but as a firm on the
Mortgage Express conveyancing panel you are of course obliged to comply with individual lender requirements, as set out in Part II of the UK Finance Lenders’ Handbook. Locktons have recently pointed out in an article that non-compliance with Part 2 requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.
Remember: CML requirements are not guidelines; they are the lender client’s instructions.
My conveyancing assistant has resigned unexpectedly.
I urgently need to prioritise making sure that charges are registered. That said, how quickly do I need to send deeds to
Mortgage Express once the charge is registered before my firm runs the risk of being suspended off the conveyancing panel for Mortgage Express?
Mortgage Express will likely expect the deeds to be sent to them within 10 days of you receiving the TID (unless their specific P2 requirements specifically state that they you are not to send them anything). Most COTs refer to complying with the Certificate of Title referred to in IB (3.7) of the SRA Code of Conduct 2011, published by the Law Society which states that you ‘will despatch to you such deeds and documents relating to the Property as you require with a list of them in the form prescribed by you within ten working days of receipt by us of the title information document from the Land Registry’ As to whether the lender will suspend your panel status this very much varies according to the lender’s own internal policies The more cases you have the more risk you face. Some lenders may take action if there records show that the deeds are outstanding for more than 3 matters. The fact is that if you keep within the time frame then you will have more chance of remaining on the
Mortgage Express conveyancing panel.
Marsh’s PII renewal form asks if my practice had been removed off any mortgage panels in the last 12 months.
I just found out that the firm is no longer on the
Mortgage Express solicitor panel? Will that effect my PII premium?
Your insurance brokers are your best port of call to address this question.
The chances are that on the basis that you have not been removed for
fraud or negligence reasons that there will be little or no
impact. The main reason why a firm would be removed off of a lender
panel is due to low volume of conveyancing cases although there may be
a number of criteria for Mortgage Express solicitor panel
membership. Please remember that it is always important that you
complete your insurance forms accurately.
I am on the
Mortgage Express
conveyancing panel and all set to complete a remortgage shortly. My papers do not include a Legal Charge for the client to execute.
Who do I contact at Mortgage Express to obtain duplicate documents?
You need to communicate with Mortgage Express
to obtain standard documents. The The Council of Mortgage Lenders Handbook includes an express inquiry for lenders to reveal who to contact to obtain standard documents.
Mortgage Express in their Part 2’s state:
Don’t forget to quote the firm’s Mortgage Express conveyancing panel reference.
Find a Lawyer on the Mortgage Express Conveyancing Panel
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Average number of days to register title including a charge in favour of Mortgage Express
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | [no data] |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Mortgage Express Firms
- Draft Report on Title precedent for Mortgage Express borrowers
- Draft Anti Money Laundering PolicyTemplate for Mortgage Express panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Mortgage Express lender panel
- Buy-to-Let help for Mortgage Express
- Consent-to-Let help for Mortgage Express
- Contractor Mortgages with Mortgage Express
