Kensington Mortgage Conveyancing Panel Information
UK Finance Designator: Kensington Mortgage Company Ltd
Jurisdiction: England and Wales
The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Kensington Mortgage and to assist in remaining on the Kensington Mortgage Solicitor Panel.
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Kensington Mortgage Solicitor Panel: Recently Asked Questions
Check with your COLP but a firm should not send the complete conveyancing file without the buyer client’s express consent – and if she is in arrears with the lender he is hardly likely to agree. However, if the lender can establish a prima facie case of fraud, then you may be under an obligation to disclose the whole file.
The emerging convention is that lenders are including an authority to disclose in loan application forms to counter this problem. Mortgage Express v Sawali,  EWHC 3054 (Ch) indicates that such provisions are valid. Please click here for more information about that case.
- Average time frame to send deeds to the lender (calculated from completion date or title registration)
- Average mortgage advance
- Buy to Let transactions
- Current and historic missed priority dates
- Disclosure/Notification to Lender analysis indicating frequency and nature of disclosures - to include benchmarking analysis against aggregate data
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Recent Changes Include
|#||Date||Assoc.||Changes Related To|
|5.13.1||CML||Insolvency Act Indemnity Insurance Deed of Gift Indemnity Insurance|
Last update 16/09/2019