In what way does my ID and proof of funds have anything to do with my conveyancing in Ashton In Makerfield? Is this really necessary?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms and Conditions that you need to sign should confirm this. Your lender will also require certain documents to be viewed. Should you are unwilling to supply identification documents, your conveyancer will not be able to take you on as a client.
I have 7378 less than 75 years unexpired on my lease and need a lease extension for my apartment in Ashton In Makerfield. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/10/2025 the requirements read as follows :
We previously selected conveyancing lawyers locally in Ashton In Makerfield on the Nationwide solicitor approved list. They are now charging me a further amount for dealing with the Nationwide mortgage. Is this a supplemental conveyancing fee set by Nationwide?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. This charge is not dictated by Nationwide but by your Ashton In Makerfield conveyancer. Some firms on the Nationwide panel will charge an ‘acting for lender’ fee and others do not.
Two weeks ago we had a mortgage agreed in principle with Yorkshire BS. Ashton In Makerfield conveyancing lawyers were chosen. How long does it take for Yorkshire BS to forward the offer to the lawyer?
There is no definitive answer here. Have Yorkshire BS completed the survey? Have you informed Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am currently in the process of buying my council flat in Ashton In Makerfield. I have a mortgage agreed with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
Just had an offer accepted on a new build apartment in Ashton In Makerfield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Ashton In Makerfield
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants.
My cousin has suggested that I instruct his conveyancers in Ashton In Makerfield. Should I use them?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to have guidance from friends or family who have actually previously instructed the firm you're are thinking of instructing.
My fiance and I may need to let out our Ashton In Makerfield basement flat temporarily due to a new job. We used a Ashton In Makerfield conveyancing firm in 2004 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease allows us to sublet. How do we find out?
Even though your last Ashton In Makerfield conveyancing solicitor is not available you can check your lease to see if you are permitted to let out the apartment. The rule is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you need to seek permission via your landlord or other appropriate person before subletting. The net result is that you cannot sublet without prior consent. Such consent is not allowed to be unreasonably refused ore delayed. If the lease does not allow you to sublet you should ask your landlord if they are willing to waive this restriction.
Ashton In Makerfield Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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On the whole the outlay for major works are not built into the maintenance charges, although there some managing agents in Ashton In Makerfield require tenants to contribute towards a sinking fund created for the specific purpose of building a fund for major works. It would be a good idea to find out if there is anything that is prohibited in the lease. By way of example some leases prohibit pets being allowed in in a block in Ashton In Makerfield. If you love the propertyin Ashton In Makerfield but your cat can’t make the move with you then you will be faced hard determination. Many Ashton In Makerfield leasehold properties will be liable to pay a service bill for maintenance of the block levied on behalf of the management company. Should you buy the apartment you will have to meet this liability, normally periodically throughout the year. This could be anything from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. In all probability there will be a ground rent for you to pay yearly, normally this is not a significant sum, say about £50-£100 but you should to check it because occasionally it can be prohibitively expensive.