Hampden Conveyancing Panel Information
The information on this page is designed to keep solicitors and licensed conveyancers abreast of latest requirements changes by Hampden and to assist in remaining on the Hampden Conveyancing Panel.
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Hampden Conveyancing Panel: Recently Asked Questions
Check with your COLP but a firm should not send the complete conveyancing file without the buyer client’s express consent – and if he is in arrears with the lender she is hardly likely to agree. However, if the lender can establish a prima facie case of fraud, then you may be under an obligation to disclose the whole file.
The emerging convention is that lenders are including an authority to disclose in loan application forms to counter this problem. Mortgage Express v Sawali,  EWHC 3054 (Ch) indicates that such provisions are valid. Please click here for more information about that case.
Remember: CML requirements are not guidelines; they are the lender client’s instructions.
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