RBS - Direct Line One Conveyancing Panel Information

The CML do not keep duplicates of P2 conditions Pre January 2011. We would recommend you make a request of RBS - Direct Line One directly.

Paragraph 16.2.1 of the UK Finance Lenders’ Handbook applicable to a solicitor on the RBS - Direct Line One conveyancing panel reads ‘Our mortgage secures further advances. Consequently, when a further advance is required for alterations or improvements to the property we will not normally instruct a member of our conveyancing panel but if you are instructed the appropriate provisions of this Handbook will apply’.

During 2013, 89 sections of the UK Finance Lenders’ Handbook P2 were changed by RBS - Direct Line One. Some changes are more important than others but as a firm on the RBS - Direct Line One conveyancing panel you are of course obliged to comply with individual lender requirements, as set out in Part II of the UK Finance Lenders’ Handbook. Locktons have recently pointed out in an article that non-compliance with Part 2 requirements account for a number of high value claims, and it is therefore important to be aware of any particularly onerous terms that an individual lender may impose.

Remember: CML requirements are not guidelines; they are the lender client’s instructions.

With banks and solicitors working so closely together it is surprising that there has not been much call for the introduction of a bit of transparency regarding not just the figures for the RBS - Direct Line One conveyancing panel but for all bank panel listings

We would recommend that you supply details of the date of removal, information on the reason for removal, date of appeal and any reason given for reinstatement. This should not adversely impact your application but gives the CQS team viability as to what has occured.

You need to communicate with RBS - Direct Line One to obtain standard documents. The CML Handbook contains a specific question for banks to cite who to contact to obtain standard documents. RBS - Direct Line One in their Part 2’s state: It is likely that you will need to quote the firm’s RBS - Direct Line One solicitors panel number.