Looking for information about your firm's panel status?
Bank of Ireland Conveyancing Panel: Recently Asked Questions
Can you recommend what we should do if we wish to challenge being removed from the
Bank of Ireland approved solicitor list?
If you are removed from the
Bank of Ireland conveyancing panel and you are unaware of or disagree with the reasons for your removal you should: (a) Contact
Bank of Ireland directly. (b) If there is an appeals process detailed on your letter you should follow the process.
In appealing a decision by Bank of Ireland, it may be useful to provide the following information:
- Full disclosure of your firm’s transaction history
- Your COMPLETIONmonitor reports, assuming you use the Lexsure software
- Your recent claims history
- Full details of all employees in your firm and their role.
- Note down if a solicitor has been admitted to the role on completion of the Qualified Lawyers Transfer Test.
- Forward duplicate practising certificates, the firm's current PII schedule and the firm’s accountant's certificate, confirming what percentage of the firm's gross fee income is resulting from residential conveyancing transactions
On appeal some firms have been able to regain membership to panels notwithstanding the policy by the respective lenders to refuse panel membership to firms with certain profiles or characteristics. Success is primarily due to the firms’ ability to persuade the lender to make an exception if there is sufficient evidence to reassure them that the firm is a ‘low risk’.
Do I risk of being suspended off the
Bank of Ireland solicitor panel if I have not sent the title deed on a purchase within a certain period of completion?
You might expect
Bank of Ireland via their Part Two obligations to address this but the Handbook is silent on time frames. You need to look at the Terms of
Bank of Ireland’s Conveyancing Panel Appointment that you are bound by. For many lender's these Terms contain a provision along the following lines:
‘To keep us informed of the reasons for any delay in your being able to send the title deeds and documents we require to us within 3 months of completion or evidence of proof of registration within that period. (We will send reminders if the deeds have not been received but will not acknowledge receipt of deeds’ It is important to keep
Bank of Ireland updated.
Law firms can often compound their problems by not communicating with the lender when there is a delay or problem.
Can you give me an example of some of the reports available via COMPLETIONmonitor to support my appeal to be reinstated on the Bank of Ireland solicitor panel?
There are many reports available, five of which are as follows:
- Disclosure/Notification to Lender analysis indicating frequency and nature of disclosures - to include benchmarking analysis against aggregate data
- Buy to Let transactions
- The percentage of the firm’s business which is conveyancing (broken down into sale/purchase and remortgage)
- Average time frame to register charges at the Land Registry
- Evidence of undertaking logs
My firm is on the
Bank of Ireland conveyancing panel. I am dealing with
Bank of Ireland mortgage on a purchase. My borrower client is asking not to disclose an issue to
Bank of Ireland. What do I do in this conflict situation?
When a solicitor is acting for both
Bank of Ireland and borrower there is potential for conflicts
to arise. You owe duties to both clients. All information received by
you from your client is confidential and cannot be disclosed without
the client’s consent. In the situation you find yourself in if the
purchaser will not consent to the information being passed on to the
lender the solicitor must cease to act for the Bank of Ireland
and it may well be prudent you to cease to act for the purchaser as
well. You can not tell the Bank of Ireland the reason for
termination of the retainer over and above the fact that a conflict
has arisen. The fact that you can no longer act should alert even the
most somnambulistic of lenders that something is wrong with the
borrower and/or purchase. The fact that you have disinstructed
yourself should not affect your Bank of Ireland conveyancing
panel status.
I have been a sole practitioner for over 30 years never having had a negligence claim and have been refused acceptance on the
Bank of Ireland conveyancing panel with no explanation. Am I not entitled to to know why?
For most lenders participation on the lender's panel of conveyancers is at the absolute discretion of the the lender. Many lenders reserve the right to accept or reject any application without giving any reason. You should check your original application to join the
Bank of Ireland conveyancing panel to see if you are entitled to a reason.
Our firm had their Bank of Ireland panel membership revoked but we have not yet been given an explanation yet.
I am completing a CQS renewal form what details must I put forward?
In the circumstances please explain on the form what action you have taken to find out the reasons behind cancellation of your
Bank of Ireland panel membership.
In particular please provide details if you have received communications from the lender. E.G. before revocation of your panel membership did you receive any letters or calls from the lender informing you as to why they reached this decision?
My firm is listed on the
Bank of Ireland
conveyancing panel and scheduled to complete a purchase shortly. My file does not contain a Mortgage Deed for the client to sign.
Who do I contact at Bank of Ireland to obtain duplicate documents?
You need to communicate with Bank of Ireland
to obtain standard documents. The CML Handbook has an explicit inquiry for banks to enumerate who to contact to obtain standard documents.
Bank of Ireland in their Part 2’s state:
It helps to quote your Bank of Ireland conveyancing panel number.
Find a Lawyer on the Bank of Ireland Conveyancing Panel
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Average number of days to register title including a charge in favour of Bank of Ireland
This information relates to purchase only and not remortgages.
| Year | Days* |
|---|---|
| 2026 | [no data] |
| 2025 | [no data] |
| 2024 | [no data] |
| 2023 | [no data] |
| 2022 | 58.0 |
| 2021 | [no data] |
* Data aggregated from sources including COMPLETIONmonitor
Other related topics:
- CQS policy templates and procedures for accredited Bank of Ireland Firms
- Draft Report on Title precedent for Bank of Ireland borrowers
- Draft Anti Money Laundering PolicyTemplate for Bank of Ireland panel firms to consider
- Dealing with Lender Policy Template panel for CQS accredited firms on the Bank of Ireland lender panel
- Buy-to-Let help for Bank of Ireland
- Consent-to-Let help for Bank of Ireland
- Contractor Mortgages with Bank of Ireland
