Bank of Ireland Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Ireland offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Ireland and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and Bank of Ireland? I am a contractor but my hubby has a permanent job. Will Bank of Ireland take my salary should we make an application in both our names?
Myself and my fiance are currently about to apply for our first mortgage with Bank of Ireland. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as a lawyer, and so does have a good incomefor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?
As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Bank of Ireland even grant mortgages to contactors ?
Is it correct that Bank of Ireland quote higher interest rates when it comes to mortgages for contractors?
I don't know whether Bank of Ireland are in the business of issuing contractor mortgages but in the event that they do how does a Bank of Ireland contractor mortgage differ from a traditional home loan?
The above information is in relation to properties in England and Wales.
Find out how to order your redemption statement request from Bank of Ireland