My wife and I have recently appointed a conveyancing solicitor in Kirkby In Furness. I need to find out whether they are on the Chelsea Building Society approved list of lawyers. Could you advise?
You should e-mail your conveyancer and ask them if they are on the lender panel. Otherwise please call Chelsea Building Society who may be able to assist.
My uncle advised me that in purchasing a property in Kirkby In Furness there could be a number of restrictions prohibiting external changes to a property. Is this right?
We are aware of anumerous of properties in Kirkby In Furness which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Kirkby In Furness should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We are due to move home in November. Should my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you put forward a removal company in Kirkby In Furness. Conveyancing solicitor was organised prior to coming across your website.
On the day of completion you will need to pick up the keys from the property agent but this should only take place once the previous owners conveyancers confirm to the agent that they have the completion monies and the keys can be handed over. After that you can tell the removal company that they can start moving you in. We do not suggest a particular removal company but can help you locate a residential property solicitor in Kirkby In Furness or a legal practice with expertise in conveyancing in Kirkby In Furness.
I am selling my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, HSBC are being problematic. The Kirkby In Furness solicitor who is on the HSBC conveyancing panel is saying indemnity insurance will be fine but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been told that property searches are the main reason for obstruction in Kirkby In Furness house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Kirkby In Furness.
3 months have elapsed since my purchase conveyancing in Kirkby In Furness concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am purchasing a new build house in Kirkby In Furness with a mortgage from Norwich and Peterborough Building Society. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not reveal to my solicitor about this side-deal as it could put at risk my loan with Norwich and Peterborough Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been recommended a conveyancing solicitor in Kirkby In Furness. I need to find out if they are listed on the lender's approved list of lawyers. Could you advise?
One option is to phone the solicitor and ask them if they are on the bank's approved list. Alternatively please call us and we can make some checks for you. Should the firm not be on the lender panel we we can help find a specialist conveyancing solicitor in Kirkby In Furness on the panel for your mortgage company.