Please explain the implications if my lawyer’s firm is removed from the Barclays Conveyancing panel ahead of completing my conveyancing in Thirsk?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Is it necessary to pay for insurance to address the risk of chancel repairs when buying a property in Thirsk?
Unless a previous purchase of the house took place after 12 October 2013 you could expect lawyers conducting conveyancing in Thirsk to remain recommending a chancel search and or chancel repair liability policy.
I purchased a 4 bedroom Edwardian property in Thirsk. Conveyancing lawyer represented me and Britannia. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thirsk and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.
I decided to have a survey carried out on a house in Thirsk prior to retaining lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not grant a loan on a flying freehold home.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Thirsk. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thirsk to see if the conveyancing costs will increase in light of this.
Is it possible to transfer to a new firm as I have to retain a firm on the Virgin Money conveyancing panel. I was using a high street conveyancing solicitor in Thirsk five minutes from me but she is not approved by Virgin Money
It would be our pleasure to assist you find a conveyancing solicitor in Thirsk on the Virgin Money panel. Please note that the solicitors that we list do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Thirsk. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Thirsk.
In my capacity as executor for the estate of my grandmother I am selling a property in Monmouth but I am based in Thirsk. My conveyancer (approximately 235 kilometers from meneeds me to sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Thirsk who can witness this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Thirsk