It has come to my attention via my financial adviser that my Newquay the law firm I have appointed is not on the bank Conveyancing panel. What can I do to be sure whether this is correct?
The sensible course of action for you to take is to contact your Newquay lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they may be able to suggest a Newquay conveyancing firm that is on the approved list of lawyers for your bank.
I own a freehold premises in Newquay yet pay rent, why is this and what is this?
It’s unusual for properties in Newquay and has limited impact for conveyancing in Newquay but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
My wife and I are at the point of looking at houses in Newquay and I am about to put in an offer. Is it best to have my lawyer on ‘stand by’? I intend to finance via a home loan with Virgin Money.
You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are taking out a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.
I have paid off my mortgage with HSBC. I assume I don't need a Newquay conveyancing practitioner on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Planning on purchasing a house in Newquay. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Newquay solicitor is on the Bank of Ireland conveyancing panel.
My business partner and I are wishing to take over a lease of a shop on the high street. Can you recommend solicitors offering no-sale-no costs for non-domestic conveyancing in Newquay for under 1500k?
We are happy to recommend firms who have specialist knowledge of commercial conveyancing in Newquay, including the sale and acquisition of businesses as well as simply premises. If you are hoping to buy or lease a shop, pub, restaurant, office, retail unit or a complete business we will find you the right solicitor. Regarding the costs these will vary based on the structure and nuances of the proposed transaction. Let us have your contact information or email so as to enable us to furnish you with a fixed commercial conveyancing calculation.
I need to instruct a conveyancing solicitor for some conveyancing in Newquay. I've chance upon a site which looks to be the ideal answer If there is a chance to get all the legals completed via email that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Been looking for a property lawyer for freehold sale conveyancing in Newquay. We are selling, simple no mortgage to redeem, no hurry, no onward chain. Had an estimate from a conveyancing practitioner for £1000 plus VAT which is a little steep given that its so straightforward. Can I pay less for conveyancing in Newquay?
Considering it’s a sale only, £425 + VAT is likely to be about the cheapest for sale conveyancing in Newquay.