My wife and I are refinancing our maisonette in Skelmersdale with Nationwide. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this form unique to the Nationwide conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
What does my ID and proof of funds have anything to do with my conveyancing in Skelmersdale? What am I being asked for?
Skelmersdale conveyancing solicitors and indeed property lawyers throughout the UK have a duty under money laundering regulations to verify the ID of any client with a view to ensure that clients are who they say they are.
Conveyancing clients are required to supply two forms of certified ID; proof of identity (usually a Passport or Driving Licence) and proof of address (typically a Bank Statement less than 3 months old).
Confirmation of source of monies is also necessary in compliance with the money laundering regulations as solicitors are obliged to check that the monies you are using to acquire a property (be it the exchange deposit or the total purchase amount where you are a cash purchaser) has originated from a reputable source (such as an inheritance) rather than the fruits of illegitimate behaviour.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Skelmersdale. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/4/2026, the requirements read as follows :
My bid for a property was accepted at auction in Skelmersdale. Conveyancing is required. What is next?
Given that you are now legally committed yourself to purchase you should instruct a conveyancing solicitor quickly as you are faced with a pending a drop dead date to complete the conveyancing. An auction property should have an associated auction set of papers. This will include evidence of title and search results. In the case of leasehold premises the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You should hand this to the lawyer working for you at the earliest opportunity. Do make sure that that you have the requisite funding in place to complete on the date specified in the contract.
We are aiming to move property in June. Should my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you recommend a removal company in Skelmersdale. Conveyancing solicitor was organised before I stumbled across your site.
On the day of completion you will need to collect the house keys from your property agent however this can only occur when the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be released. Subsequently you can advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you find a residential property solicitor in Skelmersdale or a legal practice with expertise in conveyancing in Skelmersdale.
I had an offer accepted on an apartment in Skelmersdale on 12/2/2026, valuation was booked five days later, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Skelmersdale I like with amenity areas and transport links nearby, the downside is that it's only got 52 years on the lease. I can't really find anything else in Skelmersdale suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will likely be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
Is it simple use your search tool to find a conveyancing lawyer in Skelmersdale on the authorised to act for my bank?
First pick a mortgage company such as Nationwide Building Society, Coventry Building Society or Britannia then type in your location e.g. Skelmersdale. Conveyancing firms in Skelmersdale and beyond will then be shown.