My friend's dad is a conveyancer. I hope that I can be offered friends and family rates for conveyancing, but if not, what kind of fees should I be paying for conveyancing in Shaftesbury?
You should contrast pricing. Do use our search tool on this page. Whilst quotes do be different but the service one can expect are distinct between conveyancers as is the case with most professions.
We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel lawyer as I would much rather appoint a specialised conveyancing solicitor in Shaftesbury?
Do check but the the likelihood is that give you one of their panel lawyers where you want the "fee-free" offer. Speak to the bank and see if they allow a cash alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor in Shaftesbury.
I am helping my step-mother sell her property in Shaftesbury. Will the conveyancing solicitor order an energy assessment or should I organise this?
After the abolition of Home Packs, energy performance certificates became a mandatory element of moving property. An energy assessment must be commissioned prior to the property being placed on the market. This is not something that lawyers normally arrange. If you are instructing a Shaftesbury conveyancing lawyer they might be able to arrange energy performance certificates due to their relationships with reputable Shaftesbury energy assessors
Last month we had a mortgage agreed in principle with Clydesdale. Shaftesbury conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
Some lenders take longer than others. Have Clydesdale done the survey? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
About to purchase apartment in Shaftesbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Shaftesbury conveyancing practitioner is on the Kent Reliance conveyancing panel.
The deeds to my home can not be found. The solicitors who conducted the conveyancing in Shaftesbury 10 years ago no longer exist. What are my options?
You no longer need to have the physical official documentation to evidence that you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Shaftesbury differ for new build properties?
Most buyers of new build residence in Shaftesbury approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because developers in Shaftesbury tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Shaftesbury or who has acted in the same development.
My wife and I have selected a Shaftesbury conveyancing solicitor for our house purchase (first time buyers) and have picked up in the engagement letter that they are not regulated by the FCA. Am I right to be concerned or is that usually the case with conveyancing practitioner?
We can't see why they should be. Most conveyancer don't lend money. They should be governed by the Solicitors Regulation Authority, who dictate stringent laws in place on funds sitting in their bank.