My IFA has requested my Salcombe solicitor’s panel member for the Nationwide conveyancing panel. Can you suggest how I find this out. I have called my local Salcombe office but they cant find it on their system.
You are best placed to get this information from your Salcombe solicitor . Most Salcombe law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.
We are getting the release of further funds on our mortgage from Clydesdale as we wish to carry out alterations to our home in Salcombe. Are we obliged to select a bricks and mortar Salcombe solicitor on the Clydesdale conveyancing panel to deal with the paperwork?
Clydesdale don't usually instruct firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.
I am expecting a AIP from Santander this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Santander recommend any Salcombe solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Salcombe solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I am selling my house. I had a double glazing fitted in April 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Santander are being pedantic. The Salcombe solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some quick conveyancing in Salcombe as I am under an ultimatum to complete in less than one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?
As you are are a cash purchaser you have the choice not to do searches although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Salcombe the following are examples of what can show up and therefore affect market value: Enforcement Actions, Overdue Fees, Overdue Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Salcombe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Salcombe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a leasehold apartment up to £305k and found one close by in Salcombe I like with open areas and railway links nearby, however it's only got 49 years on the lease. I can't really find anything else in Salcombe in this price bracket, so just wondered if I would be making a mistake buying a short lease?
If you need a home loan the remaining unexpired lease term may be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.
I need to find a lender panel solicitor in Salcombe. Could you help me?
Unfortunately it’s not apparent why you need a Salcombe panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Salcombe are on their panel . If you do find such a firm in Salcombe not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site