Am I correct in assuming that the fact that my conveyancer in Salcombe is not on my lender's solicitor panel that there is a problem with the standard of the firm’s work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Salcombe conveyancing firm and ask them why they are no longer on the approved list for your bank.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Salcombe. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/5/2026, the requirements read as follows :
My solicitor has informed me that lack of right of way insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Salcombe?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing solicitors as opposed to borrowers take out such insurances.
We have agreed to purchase a house in Salcombe. A rare aspect is that the roof has a solar panel. Principality have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Principality your lawyer must follow the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Principality. The CML Handbook includes minimum specifications for solar panel roof-space leases, and lawyers are required to report to Principality where a lease fails to meet these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Salcombe.
After months of negotiation I have agreed a price on a house in Salcombe. My financial adviser suggested a solicitor. I paid an on account payment of £200. Shortly after, the conveyancing practitioner called me to say that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a residence in Salcombe? or Apparently there is historic law that means some owners of property living in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this appropriate for conveyancing in Salcombe?
Unless a prior acquisition of the premises completed after 12 October 2013 you could take it that conveyancing practitioners handling conveyancing in Salcombe to remain encouraging a chancel search and or chancel repair liability policy.
I am buying a new build house in Salcombe with a loan from Santander. The developers refused to reduce the price so I negotiated £7000 of additionals instead. The house builders rep advised me not reveal to my conveyancer about the side-deal as it would impact my loan with Santander. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my existing property to a buy to let loan with Chelsea Building Society and I will use the rest of the raised equity as a deposit on further property. The area we are interested in is Salcombe. Will your solicitors be able to act for the two banks and tie in the conveyances?
Make use of our comparison tool on this site to ensure that the lawyers are on the relevant lender panels. On the basis that they are the conveyancer should be able to simultaneously deal with the two transactions but you should talk with you lawyer and specify your expectations and needs.