Recently been in touch with my conveyancing solicitor in Holt who completed the legal work two years ago requesting a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of similar values with a loan from Chelsea Building Society. I am now being charged double. Am I right to be tempted to shop around for a cheaper internet property lawyer?
The estimate fees appear a little high. If you you were to look around you could get the conveyancing a bit cheaper by say a hundred pounds. That being said, providing that you were satisfied with the legal work the firm provided you maycome to rue choosing an an unknown lawyer. Remember to enquire the conveyancer can act for Chelsea Building Society. Do utilise our search tool to locate a Holt conveyancing firm on the Chelsea Building Society approved list of lawyers, which can often include conveyancing solicitors in Holt.
My wife and I are buying a house in Holt. It might be a silly question but how we can trust a conveyancer? At some point we have to put funds into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
A relative advised me that in purchasing a property in Holt there could be various restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are anumerous of properties in Holt which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Holt should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
is it true that all Holt solicitor practices on the Clydesdale conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Clydesdale approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
I own a semi-detached Georgian property in Holt. Conveyancing solicitor represented me and Leeds Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Holt and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing solicitor who conducted the conveyancing.
I decided to have a survey done on a house in Holt prior to retaining conveyancers. I have been told that there is a flying freehold element to the property. My surveyor advised that some banks may not give a mortgage on such a premises.
It varies from the lender to lender. Santander has different instructions from Nationwide. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Holt. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm refinancing my current property to a buy to let mortgage with Aldermore and intend to use the remaining equity as a down payment on a second property. The area we are interested in is Holt. Will your lawyers be able to act for both sets of banks and link together the two deals?
Do use our comparison tool on this site to ensure that the lawyers are approved by both mortgage companies. On the basis that they are the solicitor will be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and communicate your expectations and needs.
We're novice buyers - had an offer accepted, yet the selling agent told us that the seller will only proceed if we instruct the agent's preferred solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Holt
We suspect that the seller is unaware of this request. Should the seller want ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make the point that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you intend to appoint your preferred Holt conveyancing solicitors - as opposed tothe ones that will earn the estate agent a kickback or hit his conveyancing figures pre-set by HQ.